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Our Real Options Home Loan offers a competitive variable interest rate. Plus there are no extras such as monthly or annual account keeping fees.

Newcastle Permanent offer one of the most competitive home loan rates in Australia. Their customer service is second to none.

Review from mozo.com.au
New South Wales

Real Options Home Loan overview

A competitive variable rate home loan with features such as a redraw facility and additional repayments.

Real Options Home Loan 4.95%p.a. 4.99%p.a.
Establishment fee - Investment Loans Only $595
Annual Fee Nil
Monthly Fee Nil
Minimum Loan Amount No Minimum
Maximum Loan Term 30 Years
Additional Repayments Yes
Redraw Facility Yes
Repayment Holiday


Repayment Frequency Monthly, Fortnightly or Weekly repayments
Split loan Yes
Interest Offset Account Partial
Mortgage Portability Yes
Maximum Loan to Value Ratio Up to 95% of the value of the property for owner occupied.

Up to 60% of the value of the property for investment.

Home loan sorted. Time to celebrate.

See how we compare, and how much you could save.

Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
* The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
Interest rates effective as of 20/02/2017 and are subject to change without notice.