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BSB 650 000

Great accounts designed especially for young people.

Little people have big dreams too

Open a Smart Saver Account for your child before 31 March 2021 and get a welcome pack including a bonus $10** deposit from us!

Find out more

Having a Smart Saver account has allowed my daughter to save quickly for the things she wants.

Find out how

Opening an account takes just #5minutes

  • Under 25s Everyday Account

    Everyday Account for under 25s

    • Shop online or travel the world with your Visa Debit Card^
    • Free Newcastle Permanent ATM transactions
    • No account keeping fees

    Do your banking on the go and easily access your money using our family of
    Mobile Banking Apps.

  • Under 25s Savings Account

    Smart Saver Account for under 25s

    Designed to encourage saving, this high interest account is simple to use and has no monthly account keeping fees.

    • High interest rate
    • Make 2 withdrawals per month and still be eligible for interestᴥ
    • Access to your money whenever, wherever you are with your Visa Debit Card^

    Do your banking on the go and easily access your money using our family of mobile
    and tablet banking apps.

  • Account Comparison

    Compare our savings accounts

    Whatever you’re saving for, our great range of savings accounts can help get you there sooner.

    Smart Saver Account Smart Saver for under 25s Online Savings Account Special Monthly Interest Account
    Account Overview
    Product Description
    Give your savings a kick-start, and enjoy easy access to your money with this high interest account
    Product Description
    A high interest savings account that rewards you for regular saving
    Product Description
    A flexible savings account you can manage online
    Product Description
    An everyday bank account with competitive interest for pensioners or retirees (over 55 years of age)
    View Product Page
    View Product Page
    View Product Page
    View Product Page
    Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    Fees and Charges
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Additional Benefits
    Visa Debit Card^
    Yes
    Visa Debit Card^
    Yes
    Visa Debit Card^
    No
    Visa Debit Card^
    Yes
    ATM/EFTPOS
    Yes
    ATM/EFTPOS
    Yes
    ATM/EFTPOS
    No
    ATM/EFTPOS
    Yes
    BPAY®
    Yes
    BPAY®
    Yes
    BPAY®
    No
    BPAY®
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Personal cheque book
    No
    Personal cheque book
    No
    Personal cheque book
    No
    Personal cheque book
    Yes

Get in touch

  • Contact us Call 13 19 87
  • Enquiry Make an enquiry

  • Locate us Find a local branch

    Find a local branch or ATM

    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people. If you are feeling unwell, please bank from home using the app, internet banking or call our local call centre team. 

    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Waratah, Wallsend, Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

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Interest rates effective as of 03/03/2021 and are subject to change without notice.
**Kids banking Terms, conditions, fees and charges apply. Offer available for new Smart Saver Accounts opened by a parent or guardian on behalf of a child under 12 years of age. Account must be opened in branch by 31 March 2021. Offer may be redeemed only once per child. Bonus $10 deposit will be deposited to the Account by the end of the month in which the Account was opened. Herbie money box available while stocks last. Offer may be varied or withdrawn at any time. This information has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on this information, you should consider its appropriateness having regard to these matters and the product Terms and Conditions. Newcastle Permanent Building Society Limited ACN 087 651 992. Australian Credit Licence/Australian Financial Services Licence 238273.
You should consider the Terms and Conditions. Fees and charges may apply.
ᴥ Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
® Registered to BPAY Pty. Ltd. ABN 69 079 137 518