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BSB 650 000

Great accounts designed especially for young people.

Apple Pay now available!

Apple Pay is now available for all personal Newcastle Permanent Visa Debit or Value+ Credit Card holders. It’s the easy, secure and private way to pay.



Find out more

Having a Smart Saver account has allowed my daughter to save quickly for the things she wants.

Find out how

Opening an account takes just 5 minutes

  • Under 25s Everyday Account

    Everyday Account for under 25s

    • Shop online or travel the world with your Visa Debit Card^
    • Free Newcastle Permanent ATM transactions
    • No account keeping fees

    Do your banking on the go and easily access your money using our family of
    Mobile Banking Apps.

  • Under 25s Savings Account

    A flexible competitive interest account designed specifically for under 25’s

    • Pay no monthly account keeping fees – ever
    • Make up to two withdrawals a month and still be eligible to earn interest
    • Be rewarded for growing your balance each month

Get in touch

Interest rates effective as of 26/10/2021 and are subject to change without prior notice.
You should consider the Terms and Conditions. Fees and charges may apply.
ᴥ Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
® Registered to BPAY Pty. Ltd. ABN 69 079 137 518