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Little people have big dreams too

Open a Smart Saver Account for your child before 31 March 2021 and get a welcome pack including a bonus $10** deposit from us!

Interest rates effective as of 07/03/2021 and are subject to change without notice.
#Premium Plus Package Fixed Rate Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest only repayments are calculated based on an initial 5 year period for interest only repayments. Comparison rates for fixed rate loans with interest only repayments are calculated based on an initial period for interest only repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**Kids banking Terms, conditions, fees and charges apply. Offer available for new Smart Saver Accounts opened by a parent or guardian on behalf of a child under 12 years of age. Account must be opened in branch by 31 March 2021. Offer may be redeemed only once per child. Bonus $10 deposit will be deposited to the Account by the end of the month in which the Account was opened. Herbie money box available while stocks last. Offer may be varied or withdrawn at any time. This information has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on this information, you should consider its appropriateness having regard to these matters and the product Terms and Conditions. Newcastle Permanent Building Society Limited ACN 087 651 992. Australian Credit Licence/Australian Financial Services Licence 238273.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
~Special interest rate is currently available to loans with an LVR of less than or equal to 80%.