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Secure your savings

Some things are worth waiting for. Maximising your money with a Term Deposit that offers flexible term options and a high interest rate is one of them. Whether you’re saving for a big-ticket item or just want a secure rate of return for the investment term you select, we have options to suit your life and savings style.

Get started with as little as $1,000 and select a flexible term deposit option ranging from 21 days up to 5 years. For added peace of mind, all deposits up to $250,000 per customer are guaranteed under the Australian Government’s Financial Claims Scheme*.

Lock in a high interest rate and enjoy the certainty of watching your investment grow over time with:

  • Online account opening in 5 minutes
  • As little as $1,000
  • No annual or monthly account keeping fees
  • Flexible term options to choose from
  • Interest paid periodically or at maturity
  • Access to view your account 24/7 using our app or internet banking.

Term Deposit perks

  • calendar icon Flexible terms From 21 days up to 5 years with as little as $1,000.
  • percent icon Interest options Choose to have your interest paid periodically or at maturity.
  • thumbs up icon Zero fees No annual or monthly account keeping fees.
  • security icon Peace of mind Backed by the Government’s Financial Claims Scheme*.

Get the most out of your account with Your term deposit account guide.

Eligible customers enjoy dedicated and personalised service from the Premium Banking team.

Features and interest rates

Banking on the go?

There's an app for that.

  • Securely access your money any time
  • Check out faster in-store or online using mobile payments
  • Personalise, manage and open an account in seconds.


To see all FAQs visit our help & support page.

Log on the app and select ‘Profile’ from the bottom menu to find your 8 digit Customer ID. Otherwise select ‘Forgot Customer ID’ from internet banking and follow the prompts.

You'll need your customer ID and a few other personal details.

  • Download the app via the App Store or Play Store and follow the prompts.
Internet banking:
  • Register via the Log on tab on our website and follow the prompts.
Interest rates effective as of 15/04/2024 and are subject to change without prior notice.
*Deposits up to $250,000 per customer are guaranteed under the Australian Government's Financial Claims Scheme.
Interest rate where Term Deposit funds are withdrawn prior to the maturity date is 0.01% p.a. Term Deposit rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. 
1 and 2 month terms only available for interest paid at maturity.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.