This site uses cookies to shape your online experience. Read more

Grow your property portfolio

Grow your investment property portfolio knowing that you are benefiting from one of our lowest fixed package rates. Seasoned landlords and first time property investors alike can enjoy the certainty of knowing what your repayments are with a fixed rate home loan.

Packed with options to maximise your investment, you can choose from principal and interest or interest only and a Loan to Value Ratio (LVR) of up to 95%.

The Premium Plus Package Fixed Rate home loan gives you the ability to make additional repayments up to $25,000 per year, make redraws and offers discounts to save you money. And at the end of your fixed rate period, your loan will revert to our Premium Plus Package Tier 4 variable interest rate.

  • access icon Need cash? Ability to redraw money if you are ahead in your loan repayments.
  • Better value banking icon Flexibility Choose from weekly, fortnightly or monthly repayments.
  • Community support icon Split it your way Divide your loan between fixed and variable rates at no additional cost.
  • chat Chat with a local Our local branches and call centre are ready to help you.

"Based on interest rates, products and flexibility, Newcastle Permanent was way ahead of the other banks for us." -Molly and Michael.

Calculators and features

Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest only repayments are calculated based on an initial 5 year period for interest only repayments. Comparison rates for fixed rate loans with interest only repayments are calculated based on an initial period for interest only repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 17/04/2021 and are subject to change without notice.
#Reverts to Premium Plus Package Investment Tier 4 variable interest rate at the end of the Fixed Rate period.