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Our Premium Plus Package Loans offer some of our lowest rate home loans with loads of extra benefits.

  • interest rates icon Competitive interest rates
  • Personal Loans $0 application fee for Personal and Car Loans
  • Credit Card $0 annual Value+ Credit Card Fee
  • Insurance Insurance discounts

Award-winning home loans

See how much you could save with one of our award-winning home loans!

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Newcastle Permanent

Tools and Calculators

Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable. At the current time, to be eligible for any Fixed Rate Home Loan an LVR of less than 90% will be required.
References to “interest only” on this page refer to loans with interest based repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 18/12/2017 and are subject to change without notice.
#Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.