We use cookies to provide you with the best possible online experience. Read more
BSB 650 000
Owner occupied home loans with principal and interest repayments.
Enjoy life with one of our lowest fixed rates and the certainty of knowing what your repayments will be. Our Premium Plus Package Fixed Rate Home Loan is available for new home buyers, refinancers and investors with a Loan to Value Ratio (LVR) of up to 95%^. And at the end of your fixed rate period, your loan will revert to our Premium Plus Package Tier 4 variable interest rate.
The Premium Plus Package Fixed Rate home loan gives you the ability to make additional repayments up to $25,000 per year, and offers discounts to save you money.
Buying a house is such a massive commitment, but there were no hidden catches with Newcastle Permanent.
We have a range of easy to use calculators to help you determine monthly repayments and how much you could borrow.
The Premium Plus Package Fixed Rate home loan gives you the ability to make additional repayments up to $25,000 per year, and offers discounts to save you money:
Mortgage Fees & Charges - PDF 113kb Get the facts with our Home Loan Key Facts Sheet.
The Premium Plus Package Fixed Rate Home Loan is recognised by multiple awards, you could enjoy these award winning perks today!
One of our friendly Financial Advisers will respond to your enquiry within one business day (Monday to Friday).
All information is required unless otherwise stated as optional.
We will respond to your enquiry within one business day.
Simply provide your contact details below and one of our friendly home loan specialists will get back to you within one business day.
One of our friendly Personal Loan Experts will respond to your enquiry within one business day.
No results
We issue this to you when you apply for access to internet or phone banking. If you are having trouble locating your customer number, please contact us on 13 19 87.
Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.
The car should be less then eight years old and for personal use only.
The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.
To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
Financial statements for the past two financial years will be required to support your application.
Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.
Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.
This will help direct your enquiry
Here’s some information for you: Terms and conditions apply and will be included with our loan offer.
Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.
Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below: