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BSB 650 000

Reach your goals sooner with our great range of savings accounts.

Opening an account takes just 5 minutes

  • Featured Savings Account

    Smart Saver for youth

    On balances up to $50,000 when all account holders are under 25
    1.20
    %
    P.A.

    A flexible competitive interest account designed specifically for under 25’s

    • Pay no monthly account keeping fees – ever
    • Make up to two withdrawals a month and still be eligible to earn interest
    • Be rewarded for growing your balance each month

  • Smart Saver Account Overview

    Smart Saver Account

    On balances up to $50,000
    0.35
    %
    P.A.

    An account designed to help you reach your savings goal faster!

    The Smart Saver Account can help with your budgeting needs and is a great option for putting money aside and working towards your savings goals.

    We’ve designed this account with you in mind - our competitive interest savings account that rewards you for depositing, whilst understanding you need to make withdrawals from time to time.

    Simply grow your balance by $150 each month and make no more than 2 withdrawals and you will be eligible for interest each month∞.

    • No monthly account keeping fee
    • Access to your money whenever, wherever you are with your Visa Debit Card^
    • Free internet banking transactions online and via our banking apps

Having a Smart Saver account has allowed my daughter to save quickly for the things she wants.

Find out how

Relax while your accounts work for you

Make sure you’re getting the most out of your banking. Speak to us today to review your accounts!

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Interest rates effective as of 26/10/2021 and are subject to change without prior notice.
You should consider the Terms and Conditions. Fees and charges may apply.
ᴥ Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.
∞Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.
® Registered to BPAY Pty. Ltd. ABN 69 079 137 518
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.