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BSB 650 000

Savings Accounts

Whatever you’re saving for, our great range of savings accounts can help get you there sooner.

Compare Savings Accounts

Opening an account takes just 5 minutes

  • Featured Savings Account

    Smart Saver Account

    Entire balance ∞
    2.75
    %
    P.A.

    Smart Saver Account

    The Smart Saver Account is a great fit if you've got a savings goal, like saving for a car or a home. It's a high interest account that offers you the flexibility to access your money if you need it. 

    It's the savings account designed to help you reach your savings goals faster!

    • No monthly account keeping fee
    • Make 2 withdrawals each month and still be eligible for interest∞
    • Access your funds online via our banking apps

  • Savings Account Comparison

    Compare our savings accounts

    Whatever you’re saving for, our great range of savings accounts can help get you there sooner.

    Smart Saver Account Smart Saver for under 25s Online Savings Account Special Monthly Interest Account
    Account Overview
    Product Description
    Give your savings a kick-start, and enjoy easy access to your money with this high interest account
    Product Description
    A high interest savings account that rewards you for regular saving
    Product Description
    A flexible savings account you can manage online
    Product Description
    An everyday bank account with competitive interest for pensioners or retirees (over 55 years of age)
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    Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    Interest Calculated
    Daily
    Interest Calculated
    Daily
    Interest Calculated
    Daily
    Interest Calculated
    Daily
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    On the last day of each calendar month
    Fees and Charges
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Additional Benefits
    Visa Debit Card**
    Yes
    Visa Debit Card**
    Yes
    Visa Debit Card**
    No
    Visa Debit Card**
    Yes
    ATM/EFTPOS
    Yes
    ATM/EFTPOS
    Yes
    ATM/EFTPOS
    No
    ATM/EFTPOS
    Yes
    BPAY®
    Yes
    BPAY®
    Yes
    BPAY®
    No
    BPAY®
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Internet Banking
    Yes
    Personal cheque book
    No
    Personal cheque book
    No
    Personal cheque book
    No
    Personal cheque book
    Yes

Our savings accounts have been designed to help you get ahead and accelerate your savings.

Everyday accounts for everyday spending

Pair your savings account with an everyday account and get easy access to your money wherever you are.

Find out more

Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    One of our friendly Member Service Officers will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

    Find a local branch or ATM

    Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:

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    * We have arranged for our members to have access to more than 3,000 ATMs Australia wide. This includes all Newcastle Permanent ATMs and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank, Bank SA and Bank of Melbourne. Fees and charges may apply to ATM transactions. Please see the product terms and conditions for details. Fees associated with using an ATM other than a Newcastle Permanent ATM or a Westpac Group ATM, are unascertainable.
    Terms of Use:
    The Locator Service ("the service") is provided by Westpac Banking Corporation ABN 33 007 457 141, with some elements of the service being provided by third parties (including but not limited to eHound Pty Ltd ABN 34 097 056 570). Newcastle Permanent Building Society Limited ("Newcastle Permanent") does not provide the service and has no control over the availability or accuracy of the service. Your use of this service is governed by the Terms of Use of Newcastle Permanent's websites and Newcastle Permanent's Privacy Statement.
Here’s some information for you:
Interest rates effective as of 28/07/2017 and are subject to change without notice.
You should consider the Terms and Conditions. Fees and charges may apply.
∞ Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.
® Registered to BPAY Pty. Ltd. ABN 69 079 137 518
^ATMs include both Newcastle Permanent branded and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank, Bank SA and Bank of Melbourne.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.
~ For more information on Visa payWave, drop into your local branch, visit www.visa.com.au or call 13 19 87.