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BSB 650 000

Savings Accounts

Whatever you’re saving for, our great range of savings accounts can help get you there sooner.

Enquire now Compare accounts

Our savings accounts

  • Online Savings

    Reach your savings goals!

    With a high interest rate and no monthly fees, our Online Savings Account is a great way to save.

  • Rapid Saver

    Save fast with a Rapid Saver

    Whatever you’re saving for, get it faster with our high interest Rapid Saver Account.

  • Money Minder

    Kids only!

    Our Money Minder Account is a great way to teach your child the importance of good saving.

  • Christmas Club

    Christmas just got a whole lot better

    Saving money for Christmas is easier with our Christmas Club Account.

Popular savings account

Online Savings Account

Earn up to:
2.00
%
P.A.
  • High interest rate*
  • Absolutely no fees
  • No minimum opening balance
  • No minimum monthly deposit amount
  • Access your savings through your Everyday Account


Your money on the go

Get fast, easy, secure access with our banking app.

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Helpful tools

  • Savings Account Comparison

    Compare our savings accounts

    Whatever you’re saving for, our great range of savings accounts can help get you there sooner.

    Online Savings Account Rapid Saver Statement Account Rapid Saver Passbook Account Money Minder Account Christmas Club Account
    Account Overview
    Product Description
    A flexible savings account you can manage online
    Product Description
    A card account for convenient access to your savings
    Product Description
    A passbook account to watch your savings grow
    Product Description
    A savings account for kids with no transaction fees
    Product Description
    An account to help you save for Christmas
    View Product Page
    View Product Page
    View Product Page
    View Product Page
    View Product Page
    Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    View Interest Rates
    Interest Calculated
    Daily
    Interest Calculated
    Daily
    Interest Calculated
    Daily
    Interest Calculated
    On the lowest daily opening balance of the month.
    Interest Calculated
    Daily
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    On the last day of each calendar month
    Interest Paid
    Interest is credited to the account half yearly on the last day of June and December each year.
    Interest Paid
    Interest is credited to the account on the last day of June, first day of November and last day of December.
    Fees and Charges
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil
    Account Keeping Fee
    Nil

  • Interest Rates

    Get a great rate! See below for our latest Savings product interest rates.
    Entire balance 2.00%p.a.
    Interest rates effective as of 25/09/2016 and are subject to change without notice.
    Simply have an Everyday Account, or a Home Loan or a Credit Facility with us at the time interest is applied.
    20% p.a. interest rate is payable by account holder on any overdrawn amount.
    All rates are variable and subject to change. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. You should consider the applicable Terms and Conditions in deciding whether to acquire, or to continue to hold any of the products listed above.
    Entire Balance 2.10%p.a.
    Entire Balance when linked to a Premium Plus Package 2.60%p.a.
    Entire Balance 0.75%p.a.
    Entire Balance when linked to a Premium Plus Package 1.25%p.a.
    Interest rates effective as of 25/09/2016 and are subject to change without notice.
    Simply make at least one deposit and no withdrawals during a calendar month.
    20% p.a. interest rate is payable by account holder on any overdrawn amount.
    All rates are variable and subject to change. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. You should consider the applicable Terms and Conditions in deciding whether to acquire, or to continue to hold any of the products listed above.
    Up to $1,999 0.05%p.a.
    $2,000 plus 0.05%p.a.
    Interest rates effective as of 25/09/2016 and are subject to change without notice.
    In order to receive these interest rates withdrawals can only be made in November and December - refer to Terms and Conditions for more details.
    20% p.a. interest rate is payable by account holder on any overdrawn amount.
    All rates are variable and subject to change. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. You should consider the applicable Terms and Conditions in deciding whether to acquire, or to continue to hold any of the products listed above.
    Up to $1,999 0.00%p.a.
    $2,000 - $4,999 0.00%p.a.
    $5,000 -$19,999 0.75%p.a.
    $20,000 - $49,999 0.75%p.a.
    $50,000 plus 1.75%p.a.
    Interest rates effective as of 25/09/2016 and are subject to change without notice.
    20% p.a. interest rate is payable by account holder on any overdrawn amount.
    All rates are variable and subject to change. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. You should consider the applicable Terms and Conditions in deciding whether to acquire, or to continue to hold any of the products listed above.

Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    One of our friendly Member Service Officers will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

    Find a local branch or ATM

    Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:

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    * We have arranged for our members to have access to more than 3,000 ATMs Australia wide. This includes all Newcastle Permanent ATMs and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank Limited, Bank SA and Bank of Melbourne. Fees and charges may apply to ATM transactions. Please see the product terms and conditions for details. Fees associated with using an ATM other than a Newcastle Permanent ATM or a Westpac Group ATM, are unascertainable.
    Terms of Use:
    The Locator Service ("the service") is provided by Westpac Banking Corporation ABN 33 007 457 141, with some elements of the service being provided by third parties (including but not limited to eHound Pty Ltd ABN 34 097 056 570). Newcastle Permanent Building Society Limited ("Newcastle Permanent") does not provide the service and has no control over the availability or accuracy of the service. Your use of this service is governed by the Terms of Use of Newcastle Permanent's websites and Newcastle Permanent's Privacy Statement.
Here’s some information for you:
Interest rates effective as of 25/09/2016 and are subject to change without notice.
* To earn high interest all account owners must have an Everyday Account or a Home Loan or a Credit Facility with Newcastle Permanent.
You should consider the Terms and Conditions. Fees and charges may apply.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.