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Newcastle Permanent

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BSB 650 000

Have you seen our new low rate? 

2.18
%
P.A.
2 Year Premium Plus
Package Fixed Rate
Special#
3.72
%
P.A.
Comparison rate*
Find out more

Owner occupied home loans with principal and interest repayments and at the current time, an LVR of less than or equal to 80%.

We are adapting

In changing times, we are adapting our services to ensure we continue to meet the changing needs and preferences of our customers.

See how

$821,000 in new grants

For community projects that will address community disadvantage, marginalisation and isolation.

See our grants

Impacted by COVID-19?

We are here for you and here to help.

Find out more MemberAssist

I choose Newcastle Permanent because I like supporting local, I feel safe and trust where my money is and that the advice I get is legitimate.
- Melissa, Sydney

Contact us

Here for good

  • Financial strength icon Financial strength Australia’s largest building society.~
  • Better value banking icon Health focus Additional hygiene measures are in place to protect you and our staff.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community support Over $2m invested in local communities each year.

Latest news

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Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

  • Locate us Find a local branch

    Find a local branch or ATM

    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people.

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Interest rates effective as of 10/07/2020 and are subject to change without notice.
#Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
*The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
~ Almost $11bn in total assets, 2019 Annual Report.