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BSB 650 000

Brighten your
wallet and win!

Open an Everyday Account & choose your
Visa Debit card colour today

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$2,000 cashback for switching your home loan^

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^Refinance loans >$250k, ≤80% Loan to Value Ratio, T&Cs apply.

WIN a $10,000 account
top up!*

Purchase new Allianz Home and Contents, Landlord or Comprehensive Motor Insurance through us by 15 January 2021 for a chance to win.

Learn more

Competition Terms and Conditions apply. *

Have you seen our new low rate? 

2.18
%
P.A.
2 Year Premium Plus
Package Fixed Rate
Special#
3.72
%
P.A.
Comparison rate*
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Owner occupied home loans with principal and interest repayments and at the current time, an LVR of less than or equal to 80%.

Support local businesses by using your new look Visa Debit card next time you shop.

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Here for good

  • Financial strength icon Financial strength Australia’s largest building society.~
  • Better value banking icon Health focus Additional hygiene measures are in place to protect you and our staff.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community support Over $2m invested in local communities each year.

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  • Contact us Call 13 19 87
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  • Locate us Find a local branch

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    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people. If you are feeling unwell, please bank from home using the app, internet banking or call our local call centre team. 

    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Waratah, Wallsend, Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

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Interest rates effective as of 01/10/2020 and are subject to change without notice.
#Premium Plus Package Fixed Rate Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
~ Almost $11bn in total assets, 2019 Annual Report.
^Cashback Offer available for loans refinanced from another financial institution. Applications must be submitted by 30/11/20 and funded by 31/01/21. $2,000 Cashback will be deposited after settlement to an eligible NPBS Everyday Account. Only one (1) Cashback Payment per eligible loan. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. Loan to Valuation Ratio (LVR) is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
Terms and conditions.
^Account terms, conditions, fees and charges apply. No account keeping fee if you deposit at least $1800 per month, have a home loan with us or you are under 25. You are eligible for this promotion if you do not have an open Newcastle Permanent account in your name and open an Everyday Account, you will receive one (1) eligible entry into the draw if you complete transactions using that account consisting of one (1) deposit per month the account is open during the Entry Period, and five (5) valid withdrawals during the Entry Period. PayAnyone and Osko payments are excluded. Transactions must be undertaken on the first new Everyday Account opened during the Entry Period to qualify. Entries are limited to one (1) per customer. Competition opens 07/09/2020 and closes 13/12/2020 (Entry Period). Prizes will be drawn 16/12/2020. Terms and Conditions apply and are available here and on request. This information has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on this information, you should consider its appropriateness having regard to these matters and the product terms and conditions.
Insurance account top up competition disclaimers
Home & Contents, Landlord and Comprehensive Motor Vehicle Insurances are arranged by Newcastle Permanent Building Society Limited ACN 087 651 992, AFS Licence No. / Australian Credit Licence 238273 (NPBS, we, us or our) and are issued by the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence No. 234708 (Allianz). In arranging these insurances, NPBS acts under its own AFS Licence and as agent for Allianz under an agreement with Allianz. This information is general advice only and does not take into account your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. You should consider whether or not these insurances are appropriate for you and the relevant Product Disclosure Statements (PDS) in deciding whether to buy or continue to hold any of these insurance products. You can get the relevant PDSs from any branch of NPBS or by phoning 13 19 87. We will receive a commission that is a percentage of the premium for insurance product sales. Our staff earn a salary and may also be eligible for annual and other discretionary performance bonuses that are based on a number of factors that include the amount of insurance products sold. Discretionary bonuses may be of a monetary or non-monetary nature. We may also receive other benefits under our agreement with Allianz that are not directly related to the services we provide you. We also have an arrangement with a related company of Allianz under which we provide services including but not limited to training, marketing, administrative and support services relating to some Allianz insurance products, and for this we receive a share of aggregate profits from those Allianz insurance products that we arrange. Ask us for more details before we provide you with any services. Further details can also be found in our Financial Services Guide.
*Competition open to NSW residents over the age of 18 who purchase a new Allianz Home and Contents, Landlord or Comprehensive Motor Insurance policy from 1/10/20 to 15/1/21. Prize is drawn on 11/2/21 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner’s name published and Promotion terms and conditions available on the NPBS website newcastlepermanent.com.au. Promoter is Allianz.