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The next thing you buy could be on us!**

Each month we are making it rain for 30 lucky customers! Make a $10 - $100 purchase using your Visa Debit card, and you could win the same amount back.

Open an account

**T&Cs apply. Eligible transaction accounts only. Closes 31/12/21.
NSW Authority No. TP/01287

Lock in a low home loan rate

1.89

P.A.

2 Year Premium Plus Package Fixed Rate - Special#

3.67

P.A.

Comparison rate ^*

Enquire now

Owner occupied with principal and interest repayments, LVR ≤ 80%. Reverts to Premium Plus Package Tier 4 variable interest rate at end of Fixed Rate period.

Banking to suit your needs

$2,000 cashback for switching your home loan - offer extended^{^}

$2,000 cashback for new refinanced loans^
Minimum loan $250,000 & LVR ≤80%
For owner occupied and investment home loans
Paid into your account

Cashback Terms and Conditions.

Support is available to small business customers experiencing financial hardship.

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Interest rates effective as of 26/10/2021 and are subject to change without prior notice.

You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**To enter, have an open Newcastle Permanent Basic Access Account, Everyday Account or Special Monthly Interest Account and use your Visa Debit card to make at least one purchase between $10 and $100 from 17/09/21 to 31/12/21. Prizes are drawn monthly during the Promotion period. No limit on number of entries per person, however you can’t win more than once per month. Terms and Conditions apply for the “This One’s On Us!” Visa Transaction Account Promotion. NSW Authority No. TP/01287

^#Premium Plus Package Fixed Rate Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.

Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.

~More than $11bn in total assets, 2021 Annual Report.

^Cashback Offer available for loans refinanced from another financial institution. Applications must be submitted by *17/12/21 and funded by 28/02/22. $2,000 Cashback will be deposited after settlement to an eligible NPBS deposit account. Only one (1) Cashback Payment per eligible loan. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. Terms and conditions.