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Interest rates effective as of 06/04/2020 and are subject to change without notice.
Competition Terms & Conditions of Entry are available here
**Competition opens 01/03/2020 and closes 30/04//2020. Major Prize Draw: Entrants must complete entrant form to give the account owner one (1) entry into the draw. Prize will be drawn 11/05/2020. Minor Prize Draw: Entrants must complete entrant form to give the account owner one (1) entry into the draw. Prize will be drawn 11/05/2020. Terms and Conditions apply and are available at www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions#Promotions or on request from Newcastle Permanent Building Society Limited ACN 087 651 992 Australian Credit Licence /AFSL 238273. ^Your answer and name provided in this competition may be used as a customer testimonial on our website, social media platforms and/or marketing material and we may use these details to contact you for future marketing opportunities.
^Offer available to first home buyers on new owner occupied home loans with principal and interest repayments. Minimum borrowing $250,000. Applications must be submitted by 30/04/20 and funded by 30/06/20. The $2,500 cashback will be deposited after settlement to a Newcastle Permanent Everyday Account in the same name(s) as the loan. Only one (1) cashback payment per eligible loan. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. Loan to Valuation Ratio (LVR) less than 95%. Loan to Valuation Ratio is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property. Applications for finance are subject to Newcastle Permanent's normal credit approval process. Fees, charges, terms and conditions apply.
*The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
#Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.