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Newcastle Permanent

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BSB 650 000

How does your rate stack up?

2.89
%
P.A.
Premium Plus Package
3 Year Fixed Rate#
3.96
%
P.A.
Comparison rate*
Compare now

Owner occupied home loans with principal and interest repayments.

Want $10,000 cash?

Use your Newcastle Permanent Visa card throughout summer and you could WIN!***
Plus one minor prize drawn each month.

Read more

Click here for competition T&Cs

Newcastle Permanent’s Christmas Under the Stars

brought to you by the City of Newcastle and Newcastle Herald.

Find out more

Your chance to win 1 of 8 Apple Watches†

Take out a Comprehensive Motor, Home or Landlord insurance policy before 8 December 2019**

Find out more

Click here for competition T&Cs
†Apple Watch is a trademark of Apple Inc., registered in the U.S. and other countries.

Buying a house is such a massive commitment, but there were no hidden catches with Newcastle Permanent.

Enquire now
Luke and Chloe,
Cardiff South

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  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within one business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    We will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    Home loan enquiry

    Simply provide your contact details below and one of our friendly home loan specialists will get back to you within one business day.

    One of our friendly Personal Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

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Interest rates effective as of 06/12/2019 and are subject to change without notice.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
** Competition open to Australian residents over the age of 18 who purchase a new Allianz Home, Landlord or Comprehensive Motor Insurance policy through Newcastle Permanent Building Society from 14/10/19 to 08/12/19. Prizes are drawn on 17/12/19. A policy is purchased when the Promoter receives either full payment of the annual premium or the first instalment of premium if paying by the month. The eligible policy must not be lapsed or cancelled at the time the prizes are drawn. Promotion terms and conditions available at allianz.com.au/prize or newcastlepermanent.com.au/insurance. Promoter is Allianz Australia Insurance Limited ABN 15 000 122 850. Authorised under NSW Permit No: LTPS/19/37670, ACT Permit No: TP19/04102, SA Licence No: T19/1469. Apple and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple is not a participant in or sponsor of this promotion.
Home, Landlord, Motor Vehicle and Caravan and Trailer Insurances are arranged by Newcastle Permanent Building Society Limited ACN 087 651 992, AFS Licence No. / Australian Credit Licence 238273 (NPBS) and are issued by the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence No. 234708 (Allianz). In arranging these insurances, NPBS acts under its own AFS Licence and as agent for Allianz under an agreement with Allianz. This information is general advice only and does not take into account your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. You should consider whether or not these insurances are appropriate for you and the relevant Product Disclosure Statements (PDS) in deciding whether to buy or continue to hold any of these insurance products. You can get the relevant PDSs from any branch of NPBS or by phoning 13 19 87. We will receive a commission that is a percentage of the premium for insurance product sales. Our staff earn a salary and may also be eligible for annual and other discretionary performance bonuses that are based on a number of factors that include the amount of insurance products sold. Discretionary bonuses may be of a monetary or non-monetary nature. We may also receive other benefits under our agreement with Allianz that are not directly related to the services we provide you. We also have an arrangement with a related company of Allianz under which we provide services including but not limited to training, marketing, administrative and support services relating to some Allianz insurance products, and for this we receive a share of aggregate profits from those Allianz insurance products that we arrange. Ask us for more details before we provide you with any services.
#Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
*** When making a purchase with your Newcastle Permanent Visa card processed through the Visa network. Excludes Business+ Credit Cards. Competition opens 01/12/2019 and closes 29/02/2020. Transactions must be undertaken during that period to qualify. Major Prize Draw: Each twenty (20) eligible qualifying transactions undertaken will give the account owner one (1) entry into the draw. Maximum 20 entries per customer. Prize will be drawn 11/03/2020. Minor Prize Draws: Each eligible qualifying transaction undertaken will give the account owner one (1) entry into the draw. Prizes will be drawn 06/01/2020, 10/02/2020 and 09/03/2020. Terms and Conditions apply and are available at newcastlepermanent.com.au/win or on request from Newcastle Permanent Building Society Limited ACN 087 651 992 Australian Credit Licence /AFSL 238273. NSW Permit No. LTPS/19/40273 
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.