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Is it time for your own home?

The Family Guarantee could help get you into your home sooner than you thought!

Terms and Conditions apply

Customer-owned banking since 1903

  • Financial strength icon Financial strength Australia’s largest building society~.
  • Better value banking icon Better value banking No shareholders means profits are reinvested to benefit customers.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community Support Over $2m invested in local communities each year.

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Here’s some information for you:
#When making a purchase (or using payWave) with your Newcastle Permanent Visa card. Excludes Business+ Credit Cards. Each five (5) qualifying transactions undertaken will give the account owner one (1) entry into the draw. Maximum 50 entries per account. Terms and Conditions apply. Competition opens 01/12/2017 and closes 31/12/2017.
Prize will be drawn 17/01/2018. NSW Permit No. LTPS/17/19765.

~ almost $11bn in total assets, 2017 Annual Report.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
***Discounted interest rates available for new borrowers applying for a Premium Plus Package Home Loan for an owner occupied home with principal and interest repayments with a minimum balance of $150,000. Existing Newcastle Permanent borrowers are eligible to receive the discounted interest rate if they have or convert to a Premium Plus Package and increase their borrowings on the Premium Plus Package by a minimum of $150,000, for an owner occupied home loan with principal & interest repayments. The discounted interest rate is determined by reference to the applicable Loan to Valuation Ratio (LVR) as follows:
Discount 1 - For loans with an LVR of less than 80%, a discount of 0.73% is deducted from the Tier 4 Premium Plus Package Variable Rate
Discount 2 - For loans with an LVR of 80% and up to less than 90%, a discount of 0.53% is deducted from the Tier 4 Premium Plus Package Variable Rate
Terms and conditions, fees and charges apply.
Interest rates effective as of 15/12/2017 and are subject to change without notice.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
Interest rates effective as of 15/12/2017 and are subject to change without notice.