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3,000 reasons to refinance online

Save precious time and money by refinancing your home loan online. We’ll take care of the rest.

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    $3,000 cashback^
    By simply refinancing with us online.
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    Save money and time
    Get your application underway in just 15 minutes.
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    Give paperwork the flick
    Less life admin means more time for the stuff that matters.
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    Go with the pros
    We've got you covered every step of the way.

It’s good to know your worth

Add more value to your money with our Online Savings Account.

Get what you deserve with a 5% p.a.#, $0 account-keeping fees, and an award-winning app to manage your money.

1% p.a. Standard Rate + 4% p.a. Introductory Bonus Rate Offer#. Terms and Conditions apply.

Unlock your banking features

Download our award-winning app and discover all that your account has to offer.

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Download your Everyday Banking Account Guide for more details.

  • Number 1
    Instant account access
    Add your Visa card to Digital Wallet straight after opening a new account via the app and tap away with mobile payments.
  • Number 2
    Speedy and secure payments
    Register your email or mobile number with PayID to transfer money securely in near real time.
  • Number 3
    Switch your salary
    Streamline your banking and get paid directly into your account by submitting a form with your employer.
  • Number 4
    Pay your way
    Set up regular payments for your bills and loan repayments to keep on top of your budget.

Advice tailored to you

Meet our Financial Adviser, Darren.

With decades of experience, Darren knows how important strong customer relationships are to creating positive financial outcomes for clients. He takes an individual approach and designs strategies that provide clients with the freedom, security and confidence to live their life to the fullest within their financial means.

^Online Refi Cashback Offer available for online home loan refinances from another financial institution (excluding Greater Bank, part of NGM Group). $3,000 cashback for loans ≥$250,000 and LVR ≤80%. Applications must be submitted through Newcastle Permanent’s online application channel. If eligible, cashback payment will be made after loan settlement to an eligible Newcastle Permanent deposit product. Only one (1) Online Refi Cashback per eligible loan, and for first eligible loan only. Not available in conjunction with any other Newcastle Permanent promotional payment. Offer may be varied or withdrawn at any time. See the full Online Refi Cashback Offer Terms and Conditions.
#The Online Savings Account Standard Rate is variable and subject to change without prior notice; however, the Introductory Bonus Rate offer is a fixed rate that won’t change during the period it applies to your account. The Introductory Bonus Rate applies for the first 3 months after the account is opened, on top of the Standard Rate. At the end of the 3-month Introductory Bonus Rate period only the Standard Rate will continue to apply. The Introductory Bonus Rate is available on a new Online Savings Account if you and all other account owners have not been eligible to receive the Introductory Bonus Rate on any other Online Savings Account in the previous 6-months. To be eligible to receive any interest inclusive of the Introductory Bonus Rate or Standard Rate, all account owners must hold an Everyday Account, Home Loan or a Credit Facility with Newcastle Permanent.