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Our great low-rate Value+ Credit card

You are in safe hands with our low-rate credit card. Apply online in just 15 minutes.

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    Low-rate card
    Feel secure knowing you have one of the lowest rates in market.
  • tick in green circle
    Interest-free period
    Enjoy up to 55 days interest free on purchases.
  • tick in green circle
    Spend with confidence
    You are protected from unauthorised transactions by Visa Zero Liability.35
  • tick in green circle
    Balance transfer
    Consolidate your debt with our balance transfer option.
  • tick in green circle
    Control at your fingertips
    Manage your money with our award-winning app.

Uncover more about our Value+ Credit Card

Wallet-free, yip that’s me

Simply upload your Value+ Credit Card to your digital wallet and tap away. Not bad.

FAQs

To see all FAQs visit our help & support page.

You can apply for a Value+ Credit Card if you:

  • Are 18 years or older
  • Earn over $20,000 p.a.
  • Are an Australian citizen or permanent resident

If you answered yes to all three questions, here is the information we will need from you to complete your application:

  • Your Australian driver's licence (or other acceptable identification when applicable)
  • Employment details
  • Details of your income, assets and liabilities
  • Information about any additional cardholders (if applicable)

You will also need to provide a copy of your most recent payslip, or if you are self-employed your financial statements and personal tax returns for the last 2 years. Other evidence of income or additional documentation may be required.

You can easily apply online in under 15mins.

We’ll review your application within 7 working days after receiving your documentation.

In case we can’t identify you electronically, you may need to visit your closest branch or Australia Post outlet with your ID to complete an Identity Verification form.

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

  • Log onto internet banking
  • Click “Services” from the top menu
  • Under Card Services, click “Manage Credit Cards”.
  • Or you can contact us or visit your local branch

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

To cancel and close your Value+ Credit Card:

  • Log onto internet banking
  • Click “Services” from the top menu
  • Under Card Services, click “Manage Credit Cards”
  • Or you can contact us or visit your local branch

To cancel and close your Business+ Credit Card, contact us, visit your local branch, or contact your Business Relationship Manager.

Interest rates effective as of 24/05/2024 and are subject to change without prior notice.
Terms, conditions, fees, charges and credit criteria apply. Before making a decision read the Terms and Conditions and consider if the product is right for you. For more information, view a copy of the Key Facts Sheet
35Visa’s Zero Liability policy generally does not apply to ATM transactions or transactions not processed by Visa (other protections outside the Visa Zero Liability policy may apply, refer to the relevant Terms & Conditions). You must notify us promptly of any unauthorised transactions or card use. Please contact us on 13 19 87 for additional details.
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