One great low rate credit card

How long will my application take?

The online application should only take 10 – 15 minutes, and we should be able to process your application within 5 working days once we have received your documentation.

You may also need to provide some identification, by either visiting one of our branches or any Australia Post office by downloading and completing the identification form and providing acceptable identification documents.

Who can apply?

You can apply for a Value+ Credit Card if you can say yes to the following questions:

• Are you 18 years of age or over?
• Do you earn over $20,000 p.a.?
• Are you a permanent Australian citizen and currently reside in Australia?

If you answered ‘yes’ to all three questions, here is the information we will need from you to complete your application:

• Your Australian Driver’s licence (if applicable)
• Employment details
• Details of your income, assets and liabilities
• Information about any additional cardholders (if applicable)

You will also need to provide a copy of your most recent payslip, or if you are self-employed, your financial statements and personal tax returns for the last 2 years. Other evidence of income or additional documentation may be required.

Compare your credit card benefits

Our Value+ Credit Card offers great value. Download a copy of our Value+ Key Facts Sheet so you can compare it with other credit cards on the market.

There may also be other fees and charges payable, so please refer to the Value+ Credit Card fees and charges.

Please read the Terms and Conditions that contain important information to help you make an informed decision.