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Our Value+ Credit Card combines all the benefits of Visa with a competitive, low interest rate.

One great low rate credit card

  • Competitive low interest rate
  • Up to 55 days interest free on purchases
  • Convenience of payWave~
  • Security of Visa’s Zero Liability-
  • Worldwide Visa access**
  • Up to 3 additional cards at no extra charge

We have one simple low rate credit card with great features and benefits that really stacks up against the competitors.

Lost or stolen card?

13 19 87

If you're overseas call: +61 2 4907 6501. This service is open 24 hours

Excellent interest rate, no frills, no trying to figure out where the charges are.

Review from Mozo.com.au
New South Wales

Value + Credit Card Overview

Our Value+ Credit Card# combines all the benefits of Visa with a competitive, low interest rate.

Purchase Rate 11.99%p.a.
Cash Advance Rate 11.99%p.a.
Balance Transfer Rate 11.99%p.a.
Annual Fee $49
Foreign Currency Conversion Fee 3.00% of foreign currency amount
Cash Advance Fee Greater of 2.00% or $2.50

Worldwide Visa access

Security of Visa's Zero Liability

Convenience of Visa payWave 

Convenience of Visa Checkout

Convenience of Online shopping access

 Fees & Charges - PDF 91kb   Key fact sheet - PDF 65kb

Your chance to win a car!

Simply make five purchases equal to or greater than $10 using your Newcastle Permanent Visa card in December and January*

Here’s some information for you:
*When you make five (5) purchases equal to or greater than $10 using your Newcastle Permanent Visa card (via Visa payWave, online, over the phone or by selecting the ‘credit’ option at the register). Excludes Business+ Credit Cards. Each five (5) qualifying transactions equal to or greater than $10 will give the account owner one (1) entry into the draw. Maximum 20 entries per account owner. Terms and Conditions apply and are available on request from Newcastle Permanent Building Society Limited ACN 087 651 992 Australian Credit Licence/Australian Financial Services Licence 238273. Competition opens 01/12/2018 and closes 31/01/2019.
Prize will be drawn 12/02/2019. Prize is one (1) MY19 Hyundai Accent Sport 1.6L 6 speed automatic 4 door hatch in Chalk White. Prize includes on road costs, third party insurance, 12 months registration, dealer delivery charges and stamp duty. NSW Permit No. LTPS/18/29866.

Interest rates effective as of 14/12/2018 and are subject to change without notice.
#Applications for the Value+ Credit Card are subject to Newcastle Permanent's approval. Fees and charges may apply. Full Conditions of Use are available on request and will be included in any loan offer.
~ For more information on Visa payWave, drop into your local branch, visit www.visa.com.au or call 13 19 87.
Visa’s Zero Liability policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial credit card transactions. The cardholder must notify their issuer promptly of any unauthorised Visa card use. Please consult your issuer for additional details.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.
» The links provided are to websites controlled or offered by third parties (non-Newcastle Permanent). Links to other websites are provided for convenience only and do not represent any endorsement by Newcastle Permanent of the products or services offered by the website owner.