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Invest your savings

A Term Deposit is a secure way to boost your savings, simply open an account, select your term and enjoy the rewards of a high interest investment.

Get a high interest rate on your savings starting from as little as $1,000. With flexible terms from 21 days up to 5 years, no annual or monthly fees and the ability to choose an interest option that suits you. 

For added peace of mind for your investment, all term deposits are covered by the Australian Government Guarantee for deposits up to $250,000.*

  • Financial strength icon Competitive rates Boost your savings with a competitive rate.
  • npbs icon Flexible terms From 21 days up to 5 years.
  • Better value banking icon Zero fees No annual or monthly account keeping fees.
  • icon Secure Lock in an interest rate for a term that suits you.
  • interest rates icon Interest options Choose from interest paid periodically or at maturity.
  • access icon Guaranteed Backed by the Australian Government Guarantee.*

Support is available to small business customers experiencing financial hardship.

Features and interest rates

Interest rates effective as of 28/10/2021 and are subject to change without prior notice.
*Deposits are guaranteed under the Australian Government's Financial Claims Scheme.
Interest rate where Term Deposit funds are withdrawn prior to the maturity date is 0.10% p.a. Term Deposit rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. 
1 and 2 month terms only available for interest paid at maturity.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.