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BSB 650 000

Term Deposit
A high interest investment

0.40
%
P.A.
Interest paid at maturity 11 months
Enquire now

Invest your savings

A Term Deposit is a secure way to boost your savings, simply open an account, select your term and enjoy the rewards of a high interest investment.

Get a high interest rate on your savings starting from as little as $1,000. With flexible terms from 21 days up to 5 years, no annual or monthly fees and the ability to choose an interest option that suits you. 

For added peace of mind for your investment, all term deposits are covered by the Australian Government Guarantee for deposits up to $250,000.*

  • Financial strength icon Competitive rates Boost your savings with a competitive rate.
  • npbs icon Flexible terms From 21 days up to 5 years.
  • Better value banking icon Zero fees No annual or monthly account keeping fees.
  • icon Secure Lock in an interest rate for a term that suits you.
  • interest rates icon Interest options Choose from interest paid periodically or at maturity.
  • access icon Guaranteed Backed by the Australian Government Guarantee.*

There has been a great rise of community which has been so incredible to be part of and to champion for others - Rianna, Wildflower Espresso

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Features and interest rates

  • Features

    Minimum deposit amount $1,000
    Flexible terms 21 days - 5 years
    Interest payments frequency Monthly, quarterly, half-yearly, annually or at maturity
    Australian Government Guarantee Up to $250,000*
    Online or branch deposits Deposits can be made within 4 days of account opening (inclusive of the account opening day), or within 7 days before or after maturity date.
    Online or branch withdrawals On the maturity date or within the 7 days thereafter
    Internet banking & estatements Yes
    Treasury managed service For customers with a term deposit over $150,000 or total deposit holdings over $750,000 (including one term deposit)

  • Interest rates & fees

    21 - 45 days 0.10%p.a.
    46 - 75 days 0.10%p.a.
    76 - 105 days 0.30%p.a.
    106 - 135 days 0.25%p.a.
    136 - 165 days 0.25%p.a.
    166 - 195 days 0.35%p.a.
    196 - 225 days 0.35%p.a.
    226 - 255 days 0.35%p.a.
    256 - 285 days 0.40%p.a.
    286 - 315 days 0.40%p.a.
    316 - 345 days 0.40%p.a.
    346 - 385 days 0.50%p.a.
    76 - 105 days 0.20%p.a.
    106 - 135 days 0.15%p.a.
    136 - 165 days 0.15%p.a.
    166 - 195 days 0.25%p.a.
    196 - 225 days 0.25%p.a.
    226 - 255 days 0.25%p.a.
    256 - 285 days 0.30%p.a.
    286 - 315 days 0.30%p.a.
    316 - 345 days 0.30%p.a.
    346 - 385 days 0.40%p.a.
    2 years 0.45%p.a.
    3 years 0.45%p.a.
    4 years 0.45%p.a.
    5 years 0.50%p.a.
    1 year 0.40%p.a.
    2 years 0.45%p.a.
    3 years 0.45%p.a.
    4 years 0.45%p.a.
    5 years 0.50%p.a.
    1 year 0.40%p.a.
    2 years 0.45%p.a.
    3 years 0.45%p.a.
    4 years 0.45%p.a.
    5 years 0.50%p.a.
    2 years 0.55%p.a.
    3 years 0.55%p.a.
    4 years 0.55%p.a.
    5 years 0.60%p.a.
    Account Keeping Fee Nil
    Automatic Transfer Fee Nil
    Branch Deposit Fee Nil

     Product Schedule   |   Terms & Conditions   |   View all Interest Rates

Helping small and medium business do big things.

Interest rates effective as of 22/01/2021 and are subject to change without notice.
*Deposits are guaranteed under the Australian Government's Financial Claims Scheme.
Interest rate where Term Deposit funds are withdrawn prior to the maturity date is 0.10% p.a. Term Deposit rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions. 
1 and 2 month terms only available for interest paid at maturity.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.