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Decide which home loan might suit you best by using this tool to compare the interest rates and estimated repayments of some of our most popular home loan product types. Enter a few simple details and we’ll start comparing.

It's important to note, figures provided by our calculator are indicative only, and do not represent a quote or pre-qualification.

3,000 reasons to refinance online


Save precious time and money by refinancing your home loan online. We’ll take care of the rest.

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    $3,000 cashback^
    By simply refinancing with us online.
  • tick in green circle
    Save money and time
    Get your application underway in just 15 minutes.
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    Give paperwork the flick
    Less life admin means more time for the stuff that matters.
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    Go with the pros
    We've got you covered every step of the way.

Home loans with a personal touch

Tap into the resource of your local lender. Get expert advice based on your unique circumstances while securing a great rate at an award-winning bank.

Your friendly lender is available in person or over the phone. Make your appointment today.


Interest rates effective as of 01/03/2024 and are subject to change without prior notice.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Online Refi Cashback Offer available for online home loan refinances from another financial institution (excluding Greater Bank, part of NGM Group). $3,000 cashback for loans ≥$250,000 and LVR ≤80%. Applications must be submitted through Newcastle Permanent’s online application channel. If eligible, cashback payment will be made after loan settlement to an eligible Newcastle Permanent deposit product. Only one (1) Online Refi Cashback per eligible loan, and for first eligible loan only. Not available in conjunction with any other Newcastle Permanent promotional payment. Offer may be varied or withdrawn at any time. See the full Online Refi Cashback Offer Terms and Conditions.