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BSB 650 000

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Meet your local Business Solutions teams

Our team can offer financial solutions to suit your small or medium sized business – lending, insurance, everyday banking, merchant services & more.

As a customer-owned organisation, we have always been focused on helping local communities – where our customers live. And the business community plays a vital role. That’s why we provide competitive rates and friendly, local service to help small to medium size businesses thrive.

We can discuss your everyday banking requirements at a time convenient to you: drop into any of our branches or call us on 13 19 87.

Small business doing big things


Bacco’s Bakeries is a successful family-run business that is thriving while its owners manage to enjoy quality time together. The Newcastle-based business sells primarily to a wholesale market and services strong national demand from the wine and restaurant industries. 

After refinancing with Newcastle Permanent and relocating from the Hunter Valley to Newcastle, Bacco’s Bakeries is now expanding its range of products; which are all made from locally-sourced, sustainable ingredients.

"The service we’ve received from Newcastle Permanent has given us the support and confidence to experiment and grow and that’s a big relief for us," said owner Luigi Papagni. 

Get in touch

  • Contact us Call 13 19 87

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    One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).

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    One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.

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    One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

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