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Our competitive fixed interest rate personal and car loans help you get what you want sooner.

Affordable Personal and Car Loans

  • npbs favorite icon Flexible loan options Upgrade your car, consolidate debt, go on a holiday or renovate your home
  • npbs icon Benefits Make additional repayments with no account keeping fees
  • interest rates icon Interest Rates Secured or Unsecured competitive fixed rates
  • Repayments calculator icon Personal Loan Calculator Work out how much you can comfortably afford to borrow

Before you go car shopping, take our fixed rate car loans for a spin and get on the road sooner

Enquire now
Personal & Car Loans

Get a new set of wheels today!

With a fast approval you could drive away with our great rate today.

Personal and Car Loan Overview

Our competitive fixed interest rate personal loans help you get what you want sooner. And fixed repayments make budgeting easier than fluctuating variable rate personal loans. To apply for your loan, talk to us today.

Secured Loan - Tier 1 ~ 6.69%p.a. 8.41%p.a.
Secured Loan - Tier 2 ~ 6.69%p.a. 8.41%p.a.
Partially Secured Loan 8.99%p.a. 10.73%p.a.
Unsecured Loan 8.99%p.a. 10.73%p.a.
Application fee $250
Repayments Minimum monthly principle and interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No
Here’s some information for you:
Interest rates effective as of 26/06/2019 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.