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Our Fixed Rate Home Loans let you lock in your interest rate and fix your repayments from 1 to 10 years.

Newcastle Permanent offer one of the most competitive home loan rates in Australia. Their customer service is second to none.

Review from mozo.com.au
Kim
New South Wales

Fixed Rate Home Loan overview

Our Fixed Rate Home Loan offers you the certainty of knowing what your repayments will be for the fixed rate period.

1 Year Fixed Rate Owner Occupied 3.69%p.a. 4.87%p.a.
2 Year Fixed Rate Owner Occupied 3.69%p.a. 4.75%p.a.
3 Year Fixed Rate Owner Occupied 3.79%p.a. 4.68%p.a.
5 Year Fixed Rate Owner Occupied # 3.80%p.a. 4.51%p.a.
1 Year Fixed Rate Investment 3.69%p.a. 4.87%p.a.
2 Year Fixed Rate Investment 3.69%p.a. 4.75%p.a.
3 Year Fixed Rate Investment 3.79%p.a. 4.68%p.a.
5 Year Fixed Rate Investment # 3.80%p.a. 4.51%p.a.
Annual Fee Nil
Establishment Fee - Investment Loans Only $550
Monthly Fee Nil
Minimum Loan Amount No Minimum
Maximum Loan Term 30 Years
Redraw Facility No
Repayment Holiday Yes
Repayment Frequency Monthly, Fortnightly or Weekly repayments
Repayment Options Principal and interest or interest only
Split loan Yes
Interest Offset Account No
Mortgage Portability Yes
Maximum Loan to Value Ratio Up to 95% of the value of the property for owner occupied.

Up to 80% of the value of the property for investment.

Home loan sorted. Time to celebrate.

See how we compare, and how much you could save.

Here’s some information for you:
# Lower rates may apply under our Rate Guarantee Offer. Full terms and conditions of our Rate Guarantee Offer are available here. Please contact us on 13 19 87 for more information.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
* The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
Interest rates effective as of 29/09/2016 and are subject to change without notice.