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Our Fixed Rate Home Loans let you lock in your interest rate and fix your repayments from 1 to 10 years.

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See how much you could save with one of our award-winning home loans!

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Newcastle Permanent
Here’s some information for you:
^^ For a limited time we will be offering a special discount (currently at 0.10% p.a.) off the standard Fixed Interest Rate for Owner Occupied Fixed Rate Home Loans with repayments (Principal & Interest or Interest Based) approved from 18 September 2017. To be eligible for the discount, the Fixed Rate Home Loan must settle within 60 days of the day we approve your loan. If the loan settles after the 60 day period, the standard Fixed Interest Rate for that loan term with no discount will apply. The discount is applicable to the fixed term of your loan only. Terms and conditions, fees and charges apply.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

References to “interest only” on this page refer to loans with interest based repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 25/09/2017 and are subject to change without notice.