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Unlock the equity in your home with a Real Equity line of credit loan.

Newcastle Permanent offer one of the most competitive home loan rates in Australia. Their customer service is second to none.

Review from Mozo.com.au
New South Wales

Real Equity Credit Facility overview

The Real Equity Credit Facility is a variable rate credit facility which is secured against your home. It gives you direct access to the equity in your home so you can use it to help build wealth.

Real Equity Credit Facility 5.15%p.a.
Establishment fee Nil
Annual Fee Nil
Monthly Fee $10 per month
Minimum Loan Amount $5,000
Maximum Loan Term N/A
Additional repayments Yes
Redraw Facility N/A
Split loan Yes
Interest Offset Account N/A
Mortgage Portability Yes
Repayment Frequency There are no set repayments provided you keep under your approved credit limit.
Repayment Holiday Yes
Maximum Loan to Value Ratio Up to 95% of the value of the property for owner occupied.

Up to 60% of the value of the property for investment.

Fees & Charges - PDF  Key fact sheets

Home loan sorted. Time to celebrate.

See how we compare, and how much you could save.

Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
* The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
Interest rates effective as of 24/02/2017 and are subject to change without notice.