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Unlock the equity in your home with a Real Equity line of credit loan.

Real Equity Credit Facility overview

The Real Equity Credit Facility is a variable rate credit facility which is secured against your home. It gives you direct access to the equity in your home so you can use it to help build wealth.

Real Equity Credit Facility 4.94%p.a.
Establishment fee Nil
Annual Fee Nil
Monthly Fee $10 per month
Minimum Loan Amount $5,000
Maximum Loan Term N/A
Additional repayments Yes
Redraw Facility N/A
Split loan Yes
Interest Offset Account N/A
Mortgage Portability Yes
Repayment Frequency There are no set repayments provided you keep under your approved credit limit.
Repayment Holiday Yes
Maximum Loan to Value Ratio Up to 80% of the value of the property.

See how much you could save with one of our award-winning home loans!

Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
Interest rates effective as of 03/08/2020 and are subject to change without notice.