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Our Premium Plus Package Loans offer some of our lowest rate home loans with loads of extra benefits.

  • interest rates icon Competitive interest rates
  • Personal Loans $0 application fee for Personal and Car Loans
  • Credit Card $0 annual Value+ Credit Card Fee
  • Insurance Insurance discounts

Premium Plus Package Credit Facility Overview

Our Premium Plus Package Credit Facility provides direct access to the equity in your home so you can use it to help build wealth
with loads of extra benefits.

Premium Plus Package Tier 4 5.02%p.a.
Premium Plus Package Tier 3 5.07%p.a.
Premium Plus Package Tier 2 5.17%p.a.
Premium Plus Package Tier 1 5.22%p.a.
Annual Fee A $395 annual package fee applies.
Establishment fee Nil
Monthly Fee Nil
Minimum Loan Amount No Minimum
Maximum Loan Term N/A
Additional Repayments Yes
Redraw Facility N/A
Repayment Holiday Yes
Repayment Frequency There are no set repayments provided you keep under your approved credit limit.
Split loan Yes
Interest Offset Account N/A
Mortgage Portability Yes
Maximum Loan to Value Ratio Up to 80% of the value of the property.

Packaged with a range of discounts and benefits available on other products including insurance discounts and fee discounts on other Newcastle Permanent loan products.


Mortgage Fees & Charges - PDF 113kb  

See how much you could save with one of our award-winning home loans!

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Newcastle Permanent
Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
Interest rates effective as of 14/12/2018 and are subject to change without notice.
** Premium Plus Package interest rates are generally determined by combined loan balances at the time you first borrow or as follows:
Tier 1 - combined loan balances below $500,000
Tier 2 - combined loan balances over $500,000
Tier 3 - combined loan balances over $750,000
Tier 4 - combined loan balances over $900,000