We use cookies to provide you with the best possible online experience. Read more

Dismiss
Navigation

BSB 650 000

Business Interest Rates

We are 100% owned by our members and provide market-leading personal & business banking products, home loans & credit cards.

Enquire now All Interest Rates

Business Banking Interest rates

  • Business Accounts

    Account Balance Range Entire balance
    Annual Interest Rate
    (as at 19/10/2019)
    		 90% of the RBA official targeted cash rate
    Method of Calculating Interest Single Tier Interest - Means a single interest rate applies to the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated No interest is credited to your account. However, interest earned on your account is paid to the Office of Fair Trading monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account 20% p.a. on amount overdrawn
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    Account Balance Range Entire balance
    Annual Interest Rate
    (as at 19/10/2019)
    		 0.60%p.a.
    Method of Calculating Interest Single Tier Interest - Means a single interest rate applies to the entire balance of your account
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated No interest is credited to your account. However, interest earned on your account is paid to the New South Wales Law Society monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account 20% p.a. on amount overdrawn
    Important Information - this rate is negotiated between Newcastle Permanent Building Society and the New South Wales Law Society.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    Up to $1,999 0.00% p.a.
    $2,000 - $9,999 0.00% p.a.
    $10,000 - $19,999 0.00% p.a.
    $20,000 - $49,999 0.00% p.a.
    $50,000 - $99,999 0.00% p.a.
    $100,000 plus 0.00% p.a.
    Method of Calculating Interest Tiered Interest - Means a single interest rate applies to the entire balance of your account. When your balance reaches a higher tier you will receive the interest rate for that tier on the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated Interest is credited to your account quarterly after the close of business at the end of June, September, December and March.
    Penalty Interest on Overdrawn Account Business Base Overdraft + 6% p.a.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    Up to $9,999 0.00% p.a.
    $10,000 - $19,999 0.10% p.a.
    $20,000 - $49,999 0.10% p.a.
    $50,000 - $99,999 0.10% p.a.
    $100,000 - $249,999 0.20% p.a.
    $250,000 - $499,999 0.20% p.a.
    $500,000 - $999,999 0.45% p.a.
    $1,000,000 plus 0.45% p.a.
    Method of Calculating Interest Tiered Interest - Means a single interest rate applies to the entire balance of your account. When your balance reaches a higher tier you will receive the interest rate for that tier on the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated Interest is credited to your account monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account  Business Base Overdraft + 6%p.a.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

  • Term Deposit Accounts

    1 month  n/a  n/a
    		  n/a
    		  n/a
    		  1.00%p.a.
    2 months  n/a  n/a
    		  n/a
    		  n/a
    		  1.10%p.a.
    3 months  1.40%p.a.  1.60%p.a.
    		  1.60%p.a.
    		  1.60%p.a.
    		  1.60%p.a.
    4 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    5 months  1.40%p.a.
    		  1.60%p.a.
    		  1.60%p.a.
    		  1.60%p.a.
    		  1.60%p.a.
    6 months  1.40%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    7 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    8 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    9 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    10 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    11 months  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    		  1.40%p.a.
    12 months  1.40%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    		  1.50%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    3 months  n/a  n/a  1.50%p.a.  1.50%p.a.  1.50%p.a.
    4 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    5 months  n/a  n/a  1.50%p.a.  1.50%p.a.  1.50%p.a.
    6 months  n/a  n/a  1.40%p.a.  1.40%p.a.  1.40%p.a.
    7 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    8 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    9 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    10 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    11 months  n/a  n/a  1.30%p.a.  1.30%p.a.  1.30%p.a.
    12 months  1.30%p.a.  1.40%p.a.  1.40%p.a.  1.40%p.a.  1.40%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    21 - 45 days 1.00%p.a. 1.00%p.a.
    46 - 75 days 1.10%p.a. 1.10%p.a.
    76 - 105 days 1.60%p.a. 1.60%p.a.
    106 - 135 days 1.40%p.a. 1.40%p.a.
    136 - 165 days 1.60%p.a. 1.60%p.a.
    166 - 195 days 1.50%p.a. 1.50%p.a.
    196 - 225 days 1.40%p.a. 1.40%p.a.
    226 - 255 days 1.40%p.a. 1.40%p.a.
    256 - 285 days 1.40%p.a. 1.40%p.a.
    286 - 315 days 1.40%p.a. 1.40%p.a.
    316 - 345 days 1.40%p.a. 1.40%p.a.
    346 - 385 days 1.50%p.a. 1.50%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    76 - 105 days Monthly Interest 1.50%p.a. 1.50%p.a.
    106 - 135 days Monthly Interest 1.30%p.a. 1.30%p.a.
    136 - 165 days Monthly Interest 1.50%p.a. 1.50%p.a.
    166 - 195 days Monthly Interest 1.40%p.a. 1.40%p.a.
    196 - 225 days Monthly Interest 1.30%p.a. 1.30%p.a.
    226 - 255 days Monthly Interest 1.30%p.a. 1.30%p.a.
    256 - 285 days Monthly Interest 1.30%p.a. 1.30%p.a.
    286 - 315 days Monthly Interest 1.30%p.a. 1.30%p.a.
    316 - 345 days Monthly Interest 1.30%p.a. 1.30%p.a.
    346 - 385 days Monthly Interest 1.40%p.a. 1.40%p.a.
    365 days Quarterly Interest 1.40%p.a. 1.40%p.a.
    365 days Half Yearly Interest 1.40%p.a. 1.40%p.a.
    2 years Monthly Interest 1.40%p.a. 1.40%p.a.
    3 years Monthly Interest 1.40%p.a. 1.40%p.a.
    4 years Monthly Interest 1.40%p.a. 1.40%p.a.
    5 years Monthly Interest 1.40%p.a. 1.40%p.a.
    2 years Quarterly Interest 1.40%p.a. 1.40%p.a.
    3 years Quarterly Interest 1.40%p.a. 1.40%p.a.
    4 years Quarterly Interest 1.40%p.a. 1.40%p.a.
    5 years Quarterly Interest 1.40%p.a. 1.40%p.a.
    2 years Half Yearly Interest 1.40%p.a. 1.40%p.a.
    3 years Half Yearly Interest 1.40%p.a. 1.40%p.a.
    4 years Half Yearly Interest 1.40%p.a. 1.40%p.a.
    5 years Half Yearly Interest 1.40%p.a. 1.40%p.a.
    2 years Annual Interest 1.50%p.a. 1.50%p.a.
    3 years Annual Interest 1.50%p.a. 1.50%p.a.
    4 years Annual Interest 1.50%p.a. 1.50%p.a.
    5 years Annual Interest 1.50%p.a. 1.50%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    21 - 45 days 1.00%p.a.
    46 - 75 days 1.10%p.a.
    76 - 105 days 1.60%p.a.
    106 - 135 days 1.40%p.a.
    136 - 165 days 1.60%p.a.
    166 - 195 days 1.50%p.a.
    196 - 225 days 1.40%p.a.
    226 - 255 days 1.40%p.a.
    256 - 285 days 1.40%p.a.
    286 - 315 days 1.40%p.a.
    316 - 345 days 1.40%p.a.
    346 - 385 days 1.50%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    You must hold at least $500,000 in Platinum Deposits with at least $200,000 in the Platinum Fixed Account – see Terms and Conditions for details.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    Entire balance where total Platinum Deposits $500,000 and over 0.75%p.a.
    Entire balance where total Platinum Deposits less than $500,000 0.00%p.a.
    Interest rates effective as of 19/10/2019 and are subject to change without notice.
    You must hold at least $500,000 in Platinum Deposits with at least $200,000 in the Platinum Fixed Account – see Terms and Conditions for details.
    20% pa interest rate is payable by account holder on any overdrawn Platinum At-Call amount.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

Merchant solutions

The easy way to accept customer payments.

Enquire now

Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within one business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    We will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Home Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Personal Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    Acknowledgement
    This field is required
    This field is required
    This field is required
    Personal Details
    This field is requiredYou exceeded the maximum length
    This field is requiredYou exceeded the maximum length

    No results

    Enter manually
    Address lookup
    Address PO Box
    This field is required
    This field is required
    This field is required
    This field is required
    This field is required
    Are you a customer?
    Hint
    You exceeded the maximum length
    Contact Details
    Please enter an valid email address. This field is requiredYou exceeded the maximum length
    This field is required
    Please enter the mobile number starts with 04. Mobile phone number should begin with 04 and must always be dialed with all 10 digits, e.g. 04yy yxx xxx This field is required
    Incorrect phone formatThis field is required
    Preferred Contact Method
    Preferred Contact Time
    Preferred Contact Time
    Preferred Contact Time
    Preferred Contact Time
    Product Enquiry
    Loan details
    You exceeded the maximum lengthThis field is required

    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

    Hint
    This field is required
    You exceeded the maximum lengthThis field is required
    Max. 2,000 characters
    This field is required

    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

    Find a local branch or ATM

    Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:

    Search for
    View results as:
    View map