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Business Interest Rates

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Enquire now All Interest Rates

Business Banking Interest rates

  • Business Accounts

    Account Balance Range Entire balance
    Annual Interest Rate
    (as at 24/07/2017)
    		 90% of the RBA official targeted cash rate
    Method of Calculating Interest Single Tier Interest - Means a single interest rate applies to the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated No interest is credited to your account. However, interest earned on your account is paid to the Office of Fair Trading monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account 20% p.a. on amount overdrawn
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    Account Balance Range Entire balance
    Annual Interest Rate
    (as at 24/07/2017)
    		 0.25%p.a.
    Method of Calculating Interest Single Tier Interest - Means a single interest rate applies to the entire balance of your account
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated No interest is credited to your account. However, interest earned on your account is paid to the New South Wales Law Society monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account 20% p.a. on amount overdrawn
    Important Information - this rate is negotiated between Newcastle Permanent Building Society and the New South Wales Law Society.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    Up to $1,999 0.00% p.a.
    $2,000 - $9,999 0.00% p.a.
    $10,000 - $19,999 0.00% p.a.
    $20,000 - $49,999 0.00% p.a.
    $50,000 - $99,999 0.00% p.a.
    $100,000 plus 0.00% p.a.
    Method of Calculating Interest Tiered Interest - Means a single interest rate applies to the entire balance of your account. When your balance reaches a higher tier you will receive the interest rate for that tier on the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated Interest is credited to your account quarterly after the close of business at the end of June, September, December and March.
    Penalty Interest on Overdrawn Account Business Base Overdraft + 6% p.a.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    Up to $9,999 0.00% p.a.
    $10,000 - $19,999 0.50% p.a.
    $20,000 - $49,999 0.50% p.a.
    $50,000 - $99,999 0.50% p.a.
    $100,000 - $249,999 0.70% p.a.
    $250,000 - $499,999 0.70% p.a.
    $500,000 - $999,999 0.95% p.a.
    $1,000,000 plus 0.95% p.a.
    Method of Calculating Interest Tiered Interest - Means a single interest rate applies to the entire balance of your account. When your balance reaches a higher tier you will receive the interest rate for that tier on the entire balance of your account.
    How Interest is Calculated We apply the daily percentage rate* to the balance of your account at the end of each day.
    When Interest is Calculated Interest is credited to your account monthly after the close of business at the end of the month.
    Penalty Interest on Overdrawn Account  Business Base Overdraft + 6%p.a.
    * The daily percentage rate is the relevant annual interest rate(s) divided by 365.
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

  • Term Deposit Accounts

    1 month  n/a  n/a
    		  n/a
    		  n/a
    		  2.00%p.a.
    2 months  n/a  n/a
    		  n/a
    		  n/a
    		  2.00%p.a.
    3 months  2.00%p.a.  2.60%p.a.
    		  2.60%p.a.
    		  2.60%p.a.
    		  2.60%p.a.
    4 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    5 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    6 months  2.00%p.a.
    		  2.60%p.a.
    		  2.60%p.a.
    		  2.60%p.a.
    		  2.60%p.a.
    7 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    8 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    9 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    10 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    11 months  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    		  2.00%p.a.
    12 months  2.00%p.a.
    		  2.70%p.a.
    		  2.70%p.a.
    		  2.70%p.a.
    		  2.70%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    3 months  n/a  n/a  2.50%p.a.  2.50%p.a.  2.50%p.a.
    4 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    5 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    6 months  n/a  n/a  2.50%p.a.  2.50%p.a.  2.50%p.a.
    7 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    8 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    9 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    10 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    11 months  n/a  n/a  1.90%p.a.  1.90%p.a.  1.90%p.a.
    12 months  1.90%p.a.  2.60%p.a.  2.60%p.a.  2.60%p.a.  2.60%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    21 - 45 days 2.00%p.a. 2.00%p.a.
    46 - 75 days 2.00%p.a. 2.00%p.a.
    76 - 105 days 2.60%p.a. 2.60%p.a.
    106 - 135 days 2.00%p.a. 2.00%p.a.
    136 - 165 days 2.00%p.a. 2.00%p.a.
    166 - 195 days 2.60%p.a. 2.60%p.a.
    196 - 225 days 2.00%p.a. 2.00%p.a.
    226 - 255 days 2.00%p.a. 2.00%p.a.
    256 - 285 days 2.00%p.a. 2.00%p.a.
    286 - 315 days 2.00%p.a. 2.00%p.a.
    316 - 345 days 2.00%p.a. 2.00%p.a.
    346 - 385 days 2.70%p.a. 2.70%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    76 - 105 days Monthly Interest 2.50%p.a. 2.50%p.a.
    106 - 135 days Monthly Interest 1.90%p.a. 1.90%p.a.
    136 - 165 days Monthly Interest 1.90%p.a. 1.90%p.a.
    166 - 195 days Monthly Interest 2.50%p.a. 2.50%p.a.
    196 - 225 days Monthly Interest 1.90%p.a. 1.90%p.a.
    226 - 255 days Monthly Interest 1.90%p.a. 1.90%p.a.
    256 - 285 days Monthly Interest 1.90%p.a. 1.90%p.a.
    286 - 315 days Monthly Interest 1.90%p.a. 1.90%p.a.
    316 - 345 days Monthly Interest 1.90%p.a. 1.90%p.a.
    346 - 385 days Monthly Interest 2.60%p.a. 2.60%p.a.
    365 days Quarterly Interest 2.60%p.a. 2.60%p.a.
    365 days Half Yearly Interest 2.60%p.a. 2.60%p.a.
    2 years Monthly Interest 3.00%p.a. 3.00%p.a.
    3 years Monthly Interest 3.10%p.a. 3.10%p.a.
    4 years Monthly Interest 3.10%p.a. 3.10%p.a.
    5 years Monthly Interest 3.10%p.a. 3.10%p.a.
    2 years Quarterly Interest 3.00%p.a. 3.00%p.a.
    3 years Quarterly Interest 3.10%p.a. 3.10%p.a.
    4 years Quarterly Interest 3.10%p.a. 3.10%p.a.
    5 years Quarterly Interest 3.10%p.a. 3.10%p.a.
    2 years Half Yearly Interest 3.00%p.a. 3.00%p.a.
    3 years Half Yearly Interest 3.10%p.a. 3.10%p.a.
    4 years Half Yearly Interest 3.10%p.a. 3.10%p.a.
    5 years Half Yearly Interest 3.10%p.a. 3.10%p.a.
    2 years Annual Interest 3.10%p.a. 3.10%p.a.
    3 years Annual Interest 3.20%p.a. 3.20%p.a.
    4 years Annual Interest 3.20%p.a. 3.20%p.a.
    5 years Annual Interest 3.20%p.a. 3.20%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    21 - 45 days 2.00%p.a.
    46 - 75 days 2.00%p.a.
    76 - 105 days 2.60%p.a.
    106 - 135 days 2.00%p.a.
    136 - 165 days 2.00%p.a.
    166 - 195 days 2.60%p.a.
    196 - 225 days 2.00%p.a.
    226 - 255 days 2.00%p.a.
    256 - 285 days 2.00%p.a.
    286 - 315 days 2.00%p.a.
    316 - 345 days 2.00%p.a.
    346 - 385 days 2.70%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    You must hold at least $500,000 in Platinum Deposits with at least $200,000 in the Platinum Fixed Account – see Terms and Conditions for details.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
    Entire balance where total Platinum Deposits $500,000 and over 1.40%p.a.
    Entire balance where total Platinum Deposits less than $500,000 0.00%p.a.
    Interest rates effective as of 24/07/2017 and are subject to change without notice.
    You must hold at least $500,000 in Platinum Deposits with at least $200,000 in the Platinum Fixed Account – see Terms and Conditions for details.
    20% pa interest rate is payable by account holder on any overdrawn Platinum At-Call amount.
    Interest rate where Term Deposit, Gold Term Deposit or Platinum Fixed funds are withdrawn prior to the maturity date is 0.50% p.a.
    Term Deposit, Gold Term Deposit and Platinum Fixed rates are fixed and apply to the whole balance of the account. For further information regarding interest and the products generally, please view the applicable Terms and Conditions.
    Gold Term Deposit and Platinum Fixed interest rates are indicative only. Interest paid monthly, quarterly, half yearly, annually and at maturity are available depending on the term selected. Please contact our Treasury Department on (02) 4927 4559 for details and applicable rates
    You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

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