Everyday Banking interest rates

Entire balance 0.01%p.a.
Entire balance when linked to an eligible loan For 100% Interest Offset - equivalent linked loan's%p.a.
Up to $9,999 0.15%p.a.
$10,000 - $49,999 1.25%p.a.
$50,000 - $249,999 1.60%p.a.
$250,000 plus 2.00%p.a.
Interest is paid on each portion of your balance within each strata (tier). This means that different rates of interest apply to different parts of your account balance.
Interest rates effective as of 22/07/2024 and are subject to change without prior notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.

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General Advice Warning: Any general advice on this website (including via webchat) has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on the advice, you should consider its appropriateness (having regard to your personal circumstances). Before deciding to acquire a financial product from us, you should also consider the relevant Terms and Conditions or Product Disclosure Statement.