Products no longer available for sale
As we continue to evolve our product suite to suit customers’ needs, some products will no longer be available for sale.
| Achiever and Spend Accounts | Interest rate |
| Entire balance | 0.00% p.a. |
Related Documents
- Terms and Conditions
- Achiever Account Product Schedule
- Statement Savings Account (including Spend Account) Product Schedule
Important Information
From 12 January 2009 the Achiever Account and Spend Account were removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Basic Access Account | Interest rate |
| Entire balance | 0.00% p.a. |
Related Documents
Important information
From 1 March 2023 the Basic Access Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Christmas Club Account | Interest rate |
| Up to $1,999 | 0.01% p.a. |
| $2,000 plus | 0.01% p.a. |
Related Documents
Important information
From 1 February 2017 the Christmas Club Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
In order to receive these interest rates withdrawals can only be made in November and December - refer to Terms and Conditions for more details.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Money Management Account | Interest rate |
| Up to $4,999 | 0.00% p.a. |
| $5,000 - $9,999 | 0.00% p.a. |
| $10,000 - $19,999 | 0.00% p.a. |
| $20,000 - $49,999 | 0.00% p.a. |
| $50,000 - $99,999 | 0.00% p.a. |
| $100,000 - $499,999 | 0.00% p.a. |
| $500,000 - $999,999 | 0.01% p.a. |
| $1,000,000 plus | 0.01% p.a. |
Related Documents
Important information
From 2 April 2012 the Money Management Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Money Minder Account | Interest rate |
| Up to $1,999 | 0.00% p.a. |
| $2,000 - $4,999 | 0.00% p.a. |
| $5,000 -$19,999 | 0.01% p.a. |
| $20,000 - $49,999 | 0.01% p.a. |
| $50,000 plus | 0.01% p.a. |
Related Documents
Important information
From 23 January 2018 the Money Minder Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Mortgage Offset Account | Interest rate |
| Entire balance | 0.01% p.a. |
| Entire balance when linked to an eligible home loan | For 100% Interest Offset - equivalent linked loan's %p.a. |
Related Documents
Important information
From 23 January 2018 the Mortgage Offset Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Platinum Deposit (At-Call) Account | Interest rate |
| Entire balance | 0.01% p.a. |
Related Documents
Important information
From 28 October 2021 the Platinum Deposit (At-Call) Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
| Rapid Saver Passbook Account | Interest rate |
| Entire balance | 0.01% p.a. |
| Entire balance when linked to a Premium Plus Package | 0.25% p.a. |
Related Documents
- Terms and Conditions
- Rapid Saver Passbook Account (including Save & Education Savings Account) Product Schedule
Important information
From 23 January 2018 the Rapid Saver Passbook Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Rapid Saver Statement Account | Interest rate |
| Entire balance | 0.01% p.a. |
| Entire balance when linked to a Premium Plus Package | 0.25% p.a. |
Related Documents
- Terms and Conditions
- Rapid Saver Statement Account (including Save & Education Savings Account) Product Schedule
Important information
From 31 August 2023 the Rapid Saver Statement Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Save and Education Savings Accounts | Interest rate |
| Entire balance | 0.01% p.a. |
Related Documents
- Terms and Conditions
- Rapid Saver Passbook Account (including Save & Education Savings Account) Product Schedule
Important information
From 12 January 2009 the Save Account and Education Saver Account were removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Statement Savings Account | Interest rate |
| Entire balance | 0.00% p.a. |
| Entire balance when linked to a Premium Plus Package | 1.00% p.a. |
Related Documents
Important information
From 31 August 2023 the Statement Savings Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Solicitors Statutory Deposit Account | Interest rate |
| Entire balance | 4.45% p.a. |
Important information
From 21 January 2018 the Solicitors Statutory Deposit Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
| Standard Variable for Business Purpose | Interest rate | Comparison rate* |
| Standard Variable for Business Purpose | 7.25% p.a. | 7.29% p.a. |
Important information
This product is no longer available for sale. Interest rates apply to existing account holders only.
References to "LVR" mean Loan to Value Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
| Real Deal Home Loan | Interest rate | Comparison rate* |
| Discounted Real Deal Investment^ | 7.94% p.a. | 8.16% p.a. |
| Discounted Real Deal Investment^ - Interest Only | 8.39% p.a. | 8.30% p.a. |
Important information
This product is no longer available for sale. Interest rates apply to existing account holders only.
^Discounted Real Deal variable rate home loan is available for new owner occupied home loans and applies for a period of 3 years. After 3 years, the loan will revert to a standard Real Deal variable rate home loan.
References to "LVR" mean Loan to Value Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
| Personal Loans and Car Loans | Interest rate | Comparison rate* |
| Partially Secured Loan | 8.99% p.a. | 9.35% p.a. |
Important information
From 24 March 2025 the Partially Secured Personal Loan was removed from sale.
*The Comparison Rate for personal loans is calculated on loan amount of $30,000 for a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications for credit are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with any loan offer. T&Cs, fees, charges and credit criteria apply. Loans for commercial purposes are excluded.
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