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As we continue to evolve our product suite to suit customers’ needs, some products will no longer be available for sale.

Personal Banking

Entire balance 0.00%p.a.
Important Information
From 12 January 2009 the Achiever Account and Spend Account were removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $1,999 0.05%p.a.
$2,000 plus 0.05%p.a.
Important Information
From 1 February 2017 the Christmas Club Account was removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
In order to receive these interest rates withdrawals can only be made in November and December - refer to Terms and Conditions for more details.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $4,999 0.00%p.a.
$5,000 - $9,999 0.00%p.a.
$10,000 - $19,999 0.00%p.a.
$20,000 - $49,999 0.00%p.a.
$50,000 - $99,999 0.00%p.a.
$100,000 - $499,999 0.00%p.a.
$500,000 - $999,999 0.20%p.a.
$1,000,000 plus 0.20%p.a.
Important Information
From 2 April 2012 the Money Management Account was removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $1,999 0.00%p.a.
$2,000 - $4,999 0.00%p.a.
$5,000 -$19,999 0.75%p.a.
$20,000 - $49,999 0.75%p.a.
$50,000 plus 1.75%p.a.
Important Information
From 23 January 2018 the Money Minder Account was removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire balance 0.01%p.a.
Entire balance when linked to an eligible home loan For 100% Interest Offset - equivalent linked loan's%p.a.
Important Information
From 23 January 2018 the Mortgage Offset Account was removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 0.25%p.a.
Entire Balance when linked to a Premium Plus Package 0.75%p.a.
Important Information
From 23 January 2018 the Rapid Saver Passbook Account was removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 1.00%p.a.
Entire Balance when linked to a Premium Plus Package 1.50%p.a.
Important Information
From 23 January 2018 the Rapid Saver Statement Account was removed from sale.
This account is no longer available for sale, other than for customers who hold a Premium Plus Package Loan entered into prior to 1 July 2017. Interest rates only apply to those eligible Premium Plus Package customers or existing account holders.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 0.25%p.a.
Important Information
From 12 January 2009 the Save Account and Education Saver Account were removed from sale.
This account is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire balance 0.00%p.a.
Entire balance when linked to a Premium Plus Package 1.00%p.a.
Important Information
From 23 January 2018 the Statement Savings Account was removed from sale.
This account is no longer available for sale, other than for customers who hold a Premium Plus Package Loan entered into prior to 1 July 2017. Interest rates only apply to those eligible Premium Plus Package customers or existing account holders. 
The Spend Account is no longer available.
Interest rates effective as of 20/09/2018 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.

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