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As we continue to evolve our product suite to suit customers’ needs, some products will no longer be available for sale.

Entire balance 0.00%p.a.
Important Information
From 12 January 2009 the Achiever Account and Spend Account were removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $1,999 0.05%p.a.
$2,000 plus 0.05%p.a.
Important Information
From 1 February 2017 the Christmas Club Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
In order to receive these interest rates withdrawals can only be made in November and December - refer to Terms and Conditions for more details.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $4,999 0.00%p.a.
$5,000 - $9,999 0.00%p.a.
$10,000 - $19,999 0.00%p.a.
$20,000 - $49,999 0.00%p.a.
$50,000 - $99,999 0.00%p.a.
$100,000 - $499,999 0.00%p.a.
$500,000 - $999,999 0.05%p.a.
$1,000,000 plus 0.05%p.a.
Important Information
From 2 April 2012 the Money Management Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Up to $1,999 0.00%p.a.
$2,000 - $4,999 0.00%p.a.
$5,000 -$19,999 0.10%p.a.
$20,000 - $49,999 0.10%p.a.
$50,000 plus 0.30%p.a.
Important Information
From 23 January 2018 the Money Minder Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire balance 0.01%p.a.
Entire balance when linked to an eligible home loan For 100% Interest Offset - equivalent linked loan's%p.a.
Important Information
From 23 January 2018 the Mortgage Offset Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 0.05%p.a.
Entire Balance when linked to a Premium Plus Package 0.55%p.a.
Important Information
From 23 January 2018 the Rapid Saver Passbook Account was removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 0.05%p.a.
Entire Balance when linked to a Premium Plus Package 0.55%p.a.
Important Information
From 23 January 2018 the Rapid Saver Statement Account was removed from sale.
This account is no longer available for sale, other than for customers who hold a Premium Plus Package Loan entered into prior to 1 July 2017. Interest rates only apply to those eligible Premium Plus Package customers or existing account holders.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Entire Balance 0.05%p.a.
Important Information
From 12 January 2009 the Save Account and Education Saver Account were removed from sale.
This product is no longer available for sale. Interest rates apply to existing account holders only.
Simply make at least one deposit and no withdrawals during a calendar month.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.
Standard Variable for Business Purpose 3.25%p.a. 3.29%p.a.
Important Information
This product is no longer available for sale. Interest rates apply to existing account holders only.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable. References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest only repayments are calculated based on an initial 5 year period for interest only repayments. Comparison rates for fixed rate loans with interest only repayments are calculated based on an initial period for interest only repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Entire balance 0.00%p.a.
Entire balance when linked to a Premium Plus Package 1.00%p.a.
Important Information
From 23 January 2018 the Statement Savings Account was removed from sale.
This account is no longer available for sale, other than for customers who hold a Premium Plus Package Loan entered into prior to 1 July 2017. Interest rates only apply to those eligible Premium Plus Package customers or existing account holders. 
The Spend Account is no longer available.
Interest rates effective as of 30/11/2020 and are subject to change without notice.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
You should consider the Terms and Conditions in deciding whether to continue to hold these products. Fees and charges may apply.

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