Owner Occupied Fixed Rate Home Loan Interest Rates

1 Year Fixed Rate - Special~ 2.28%p.a. 4.10%p.a.
1 Year Fixed Rate 2.49%p.a. 4.12%p.a.
2 Year Fixed Rate - Special~ 2.28%p.a. 3.94%p.a.
2 Year Fixed Rate 2.54%p.a. 3.98%p.a.
3 Year Fixed Rate - Special~ 2.49%p.a. 3.83%p.a.
3 Year Fixed Rate 2.59%p.a. 3.86%p.a.
4 Year Fixed Rate - Special~ 3.10%p.a. 3.90%p.a.
4 Year Fixed Rate 3.20%p.a. 3.94%p.a.
5 Year Fixed Rate - Special~ 3.10%p.a. 3.82%p.a.
5 Year Fixed Rate 3.20%p.a. 3.86%p.a.
7 Year Fixed Rate - Special~ 4.09%p.a. 4.20%p.a.
7 Year Fixed Rate 4.19%p.a. 4.26%p.a.
10 Year Fixed Rate - Special~ 4.09%p.a. 4.18%p.a.
10 Year Fixed Rate 4.19%p.a. 4.25%p.a.
1 Year Fixed Rate - Interest Only - Special~ 2.78%p.a. 4.15%p.a.
1 Year Fixed Rate - Interest Only 2.99%p.a. 4.17%p.a.
2 Year Fixed Rate - Interest Only - Special~ 2.78%p.a. 4.03%p.a.
2 Year Fixed Rate - Interest Only 3.04%p.a. 4.07%p.a.
3 Year Fixed Rate - Interest Only - Special~ 2.99%p.a. 3.97%p.a.
3 Year Fixed Rate - Interest Only 3.09%p.a. 3.99%p.a.
4 Year Fixed Rate - Interest Only - Special~ 3.60%p.a. 4.07%p.a.
4 Year Fixed Rate - Interest Only 3.70%p.a. 4.11%p.a.
5 Year Fixed Rate - Interest Only - Special~ 3.60%p.a. 4.03%p.a.
5 Year Fixed Rate - Interest Only 3.70%p.a. 4.07%p.a.
Interest rates effective as of 05/08/2020 and are subject to change without notice.
At the current time, to be eligible for any Fixed Rate Home Loan with Interest Only repayments an LVR of less than 90% will be required.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
##Fixed Rate Home Loan Reverts to the Real Options Home Loan at the end of the Fixed Rate period.
~Special interest rate is currently available to loans with an LVR of less than or equal to 80%.
© Newcastle Permanent Building Society Limited 2015-2020. ACN 087 651 992 Australian Financial Services Licence / Australian Credit Licence 238273. 
Any general advice on this website has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on the advice, you should consider its appropriateness (having regard to your personal circumstances). Before deciding to acquire a financial product from us, you should also consider the relevant Terms and Conditions or Product Disclosure Statement.