Savings Account interest rates

Smart Saver Account
Entire balance ∞ 0.40%p.a.
Entire balance when all account holders are under 25ᴥ 1.40%p.a.
Interest rates effective as of 21/04/2021 and are subject to change without notice.
∞Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.
ᴥ Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.

Online Savings Account
Entire Balance (Standard Rate) 0.05%p.a.
Entire Balance (including Introductory Bonus Rate Offer#) 0.50%p.a.
Introductory Bonus Rate 0.45%p.a.
Interest rates effective as of 21/04/2021. All rates are variable and are subject to change without notice, but the fixed Introductory Bonus rate component will not change while it applies.
#Online Savings Account For accounts opened from 9 February 2021, a Fixed Introductory Bonus Rate (currently at 0.45% p.a.) will apply for 3 months after account opening on top of the current variable Standard Rate. This introductory offer is only available to new Online Savings Account holders who have not held an Online Savings Account with us during the last 6 months, and also have an Everyday Account, a Home Loan or a Credit Facility with us at the time interest is applied. At the end of the 3 month introductory period, the then current variable Standard Rate will apply to the Online Savings Account. Details of the Introductory Bonus Rate applicable to accounts opened from 8 November 2020 to 8 February 2021 can be obtained by contacting us on 13 19 87.
Simply have an Everyday Account, or a Home Loan or a Credit Facility with us at the time interest is applied.

Rapid Saver Account
Entire Balance when linked to a Premium Plus Package 0.55%p.a.
Interest rates effective as of 21/04/2021 and are subject to change without notice.
Simply make at least one deposit and no withdrawals during a calendar month.
20% p.a. interest rate is payable by account holder on any overdrawn amount.
All rates are variable. For further information regarding interest and products generally, please review the applicable Terms and Conditions.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
©Newcastle Permanent Building Society Limited 2015-2020. ACN 087 651 992 Australian Financial Services Licence / Australian Credit Licence 238273. 
Any general advice on this website has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on the advice, you should consider its appropriateness (having regard to your personal circumstances). Before deciding to acquire a financial product from us, you should also consider the relevant Terms and Conditions or Product Disclosure Statement.