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Give your savings a kick-start, and enjoy easy access to your money with our competitive interest account.

  • interest rates icon Grow monthly! Save faster with our competitive monthly interest rate
  • access icon Flexibility Make up to two withdrawals within the month and still earn interest
  • Industry packages Great rewards Be rewarded for growing your balance each month
  • international services icon Worldwide access Enjoy quick and easy access to your money wherever Visa is accepted

Read more about how to get the most out of your account in our Guide to your Smart Saver Under 25s Account.

Our savings accounts have been designed to help you get ahead and accelerate your savings.

Interest rates effective as of 18/05/2021 and are subject to change without prior notice.
Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
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