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Give your kids a head start in life

Their first words. First steps. First loose tooth. First time riding a bike without training wheels. We know how important those first milestones are for your little ones. They’re never too young to start working towards their big dreams, that’s why you can help get them started with their first bank account.

Open a Smart Saver Account for your child under 12 years of age and they will receive a Welcome Pack which also includes a money box and activities. Drop by one of our branches to open an account and give your child a head start with their savings today!



Read more about how to get the most out of your account in our Guide to your Smart Saver Under 25s Account.

Opening an account is easy!

  • branch Step 1 Head to your closest branch.
  • ID Step 2 Bring your child’s birth certificate and Medicare card.
  • ID Step 3 Bring your driver’s licence or passport (parent/guardian).
  • Smile Step 4 Leave with a Smart Saver Account and a free moneybox!**

Because they can see, track and record all of the transactional history, they also understand how hard money is to make and how quickly it can go.
Karen, Central Coast.

Fun for kids

From pocket money through to saving for a simple toy or big life event like buying your first car or going to uni, we have compiled the tools to help parents and children improve their understanding of money.

**Moneybox available while stocks last. Offer may be varied or withdrawn at any time. Product Terms and Conditions apply. The Canstar 5-Star Rating Award was awarded on 2 April 2019 for the Smart Saver Account (Under 25) for the Junior Saver category. This information has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on this information, you should consider its appropriateness having regard to these matters and the product Terms and Conditions. Newcastle Permanent Building Society Limited ACN 087 651 992, Australian Credit Licence/Australian Financial Services Licence 238273
Interest rates effective as of 28/10/2021 and are subject to change without prior notice.
Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. You and any other account holder of your Smart Saver Account must be under 25 years of age as at the last day of that month to be eligible for this interest rate.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.