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BSB 650 000

$40 to give us a try.
Not bad.

Open an Everyday Account using the promotional code “40” and make an Apple Pay or Google Pay™ transaction within 30 days to receive your $40.

Open now

Account must be opened by 31 March 2022. New customers only. T&Cs apply***

  • mobile app 24/7 access Enjoy free internet banking transactions across any device.
  • Better value banking icon No account keeping fees! Deposit at least $1,800, have a home loan with us or be under 25 years old.
  • Credit Card Visa Debit Card Enjoy quick and easy access to your money wherever Visa^ is accepted.
  • Coloured debit cards Pick your colour When you open a new account or renew your card, you can choose from six colours.

Read more about how to get the most out of your account in our Guide to your Everyday Account.

The next thing you buy could be on us!!#

  • moneybag icon Buy something and spend between $10 and $100.
  • Account Make sure you are using your Visa Debit card.
  • Cash icon For 30 lucky customers a month it’s our shout!
  • Smile icon You could win the same amount back!
T&Cs apply. Eligible transaction accounts only. Closes 30/06/22. NSW Authority No. TP/01287

Welcome to convenience

You can now check out faster in-store or online using Apple Pay or Google Pay™.

Apple pay logo      Google pay logo

Get Apple Pay Get Google Pay

Our everyday accounts are designed for everyday spending, whenever and wherever you are.

Open now

  • Everyday Account overview

    Everyday Account overview

    • Shop online with your Visa Debit card^
    • Unlimited free Newcastle Permanent ATM transactions
    • Access to our high interest Online Savings Account

    Do your banking on the go and easily access your money using our family of Mobile Banking Apps.


    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Under 25's Everyday Account overview

    Under 25's Everyday Account overview

    • Shop online with your Visa Debit card^
    • Unlimited free Newcastle Permanent ATM transactions
    • No account keeping fees

    Do your banking on the go and easily access your money using our family of mobile and tablet banking apps.


    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

Show your true colours

Life’s better in colour, that’s why we’ve introduced a range of Visa Debit cards^ designed to brighten your world. When you open a new account or renew your card, you can now choose from six different colours to really stand out: Sunrise Pink, Ocean Teal, Jacaranda Purple, Sky Blue, Frost White or Cave Black.

Pick an option to suit your needs and play the cards your way.

Open now

Tips on saving smart

Interest rates effective as of 17/01/2022 and are subject to change without prior notice.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
#The next thing you buy could be on us: To enter, have an open Newcastle Permanent Basic Access Account, Everyday Account or Special Monthly Interest Account and use your Visa Debit card to make at least one purchase between $10 and $100 from 17/09/21 to 30/06/22. Prizes are drawn monthly during the Promotion period. No limit on number of entries per person, however you can’t win more than once per month. Terms and Conditions apply for the “This One’s On Us!” Visa Transaction Account Promotion. NSW Authority No. TP/01287
***$40 Bonus Offer: To be eligible for the offer, open a new Everyday Account either in branch and mention this offer; or online by using the promotional code ‘40’ between 16/12/2021 and 31/03/2022 and make at least one Apple Pay^^^ or Google Pay™ transaction on the account within 30 days of opening. All account holders must be a new customer to Newcastle Permanent, which means you did not hold any accounts as at 23:59 AEST 15/12/2021. If eligible, the $40 bonus will be paid into your Everyday Account by 15 May 2022 (account must still be open). Offer is limited to one payment per account and to your first eligible account only. Newcastle Permanent may change or withdraw this Bonus Offer at any time.
Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Wallet, Face ID, Touch ID, Touch Bar, Safari, Apple Watch, iPad, iPhone, iTunes and Mac are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
^^^For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531 
Google Pay Terms of Use.
Google, Google Pay and the Google Play logo are trademarks of Google LLC.