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BSB 650 000

$50 just to try us!

Get your pineapple by opening a new Everyday Account using the campaign code ‘bonus50’ and make at least one card purchase within 30 days.

Open in 5 mins

Account must be opened by 30 June 2022. New customers 14+ only. T&Cs apply****.

Your money, your way

Our Everyday Account is designed to be flexible so you can access your money when and where you need it. Enjoy unlimited everyday transactions and pay in an instant using mobile payments or your card wherever Visa is accepted. Use our highly rated app to manage your account and keep track of your money wherever you are in the world. Every day is different, so make life easier with banking you can count on:

  • Access your account 24/7 using our app or internet banking
  • Pay wherever Visa is accepted
  • Unlimited free everyday transactions^^
  • Check out faster in-store or online with mobile payments
  • Account keeping fee waived if you’re under 25, have a home loan with us or deposit at least $1,800 each month
  • Use our ATMs and any of the big four banks for freeΔ.

Everyday Account perks

  • Better value banking icon Account keeping fee waived If: You’re under 25, have a home loan with us or deposit at least $1,800 each month.
  • mobile app 24/7 access Use our app or internet banking to manage your money across any device.
  • Credit Card More flexibility Enjoy unlimited everyday transactions and pay wherever Visa is accepted.
  • Coloured debit cards Pay your way Choose a Visa Debit card colour and add to your digital wallet when it arrives.

Read more about how to get the most out of your account in our Guide to your Everyday Account.

The next thing you buy could be on us!!#

  • moneybag icon Buy something and spend between $10 and $100.
  • Account Make sure you are using your Visa Debit card.
  • Cash icon For 30 lucky customers a month it’s our shout!
  • Smile icon You could win the same amount back!
T&Cs apply. Eligible transaction accounts only. Closes 30/06/22. NSW Authority No. TP/01287

  • Account fees & charges

    Everyday convenience

    Open an account online in less than 5 minutes.


    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Everyday Under 25's Account

    A little something extra

    Enjoy all the same perks but we’ll waive the monthly account keeping fee if you’re under 25 years old.

    • No account keeping fees for account owners under 25 years old
    • Access your account 24/7 using our app or internet banking
    • Pay wherever Visa is accepted^
    • Enjoy unlimited free everyday transactions^^
    • Check out faster in-store or online with mobile payments
    • Use our ATMs and any of the big four banks for free.Δ

    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil
    ^Must be 14 to apply for a Visa debit card.

  • Mortgage Offset Account

    Set up and save

    Get the best of both worlds with our Mortgage Offset Account. Open an Everyday Account and link it with either our Premium Plus Package Variable Home Loan or Premium Variable Home Loan to receive 100% offset interest. Easily access your money when you need it with unlimited everyday transactions while saving on your home loan at the same time. Enjoy every day convenience along with the following benefits:

    • You could save thousands on your home loan
    • No monthly account keeping fee
    • Pay wherever Visa is accepted
    • Unlimited free everyday transactions^^
    • Access your account 24/7 using our app or internet banking
    • Check out faster in-store or online with mobile payments
    • Use our ATMs and any of the big four banks for freeΔ.

Welcome to convenience

You can now check out faster in-store or online using Apple Pay or Google Pay™.

Apple pay logo      Google pay logo

Get Apple Pay Get Google Pay
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
ΔNo transaction fees apply for a successful cash withdrawal or account balance query using your Newcastle Permanent Visa debit card at any Newcastle Permanent, ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.
****$50 Bonus Offer: To be eligible for the offer, open a new Everyday Account either online by using the campaign code ‘bonus50’ or in branch and mention this offer; between 05/04/2022 and 30/06/2022 and make at least one card purchase on the account within 30 days of opening. All account holders must be aged 14 and over at the time of account opening and a new customer to Newcastle Permanent, which means you did not hold any accounts as at 23:59 AEST 04/04/2022. A card purchase is a point of sale or online purchase via a merchant only. If eligible, the $50 bonus will be paid into your Everyday Account by the end of the next month after you become eligible (account must still be open at time of payment). Offer is not available in conjunction with any other offer and is limited to one payment per account and to your first eligible account only. Newcastle Permanent may change or withdraw this Bonus Offer at any time.
#The next thing you buy could be on us: To enter, have an open Newcastle Permanent Basic Access Account, Everyday Account or Special Monthly Interest Account and use your Visa Debit card to make at least one purchase between $10 and $100 from 17/09/21 to 30/06/22. Prizes are drawn monthly during the Promotion period. No limit on number of entries per person, however you can’t win more than once per month. Terms and Conditions apply for the “This One’s On Us!” Visa Transaction Account Promotion. NSW Authority No. TP/01287
Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Wallet, Face ID, Touch ID, Touch Bar, Safari, Apple Watch, iPad, iPhone, iTunes and Mac are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
^^^For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531 
Google Pay Terms of Use.
Google, Google Pay and the Google Play logo are trademarks of Google LLC.
Cashcards and Business+ Credit Cards are not eligible.