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BSB 650 000

The next thing you buy could be on us!**

Each month we are making it rain for 30 lucky customers! Make a $10 - $100 purchase using your Visa Debit card, and you could win the same amount back.

Open an account

**T&Cs apply. Eligible transaction accounts only. Closes 31/12/21.
NSW Authority No. TP/01287

  • mobile app 24/7 access Enjoy free internet banking transactions across any device.
  • Better value banking icon No account keeping fees! Deposit at least $1,800, have a home loan with us or be under 25 years old.
  • Credit Card Visa Debit Card Enjoy quick and easy access to your money wherever Visa^ is accepted.
  • Coloured debit cards Pick your colour When you open a new account or renew your card, you can choose from six colours.

Read more about how to get the most out of your account in our Guide to your Everyday Account.

Our everyday accounts are designed for everyday spending, whenever and wherever you are.

Open now

  • Everyday Account overview

    Everyday Account overview

    • Shop online with your Visa Debit card^
    • Unlimited free Newcastle Permanent ATM transactions
    • Access to our high interest Online Savings Account

    Do your banking on the go and easily access your money using our family of Mobile Banking Apps.


    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Under 25's Everyday Account overview

    Under 25's Everyday Account overview

    • Shop online with your Visa Debit card^
    • Unlimited free Newcastle Permanent ATM transactions
    • No account keeping fees

    Do your banking on the go and easily access your money using our family of mobile and tablet banking apps.


    Account Keeping Fee $4 monthly fee, waived if all owners are under 25, or if $1,800 is deposited each month, or if every account owner has a home loan or a credit facility with us.
    Branch Withdrawal Fee Nil
    eftpos Fee Nil
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

Show your true colours

Life’s better in colour, that’s why we’ve introduced a range of Visa Debit cards^ designed to brighten your world. When you open a new account or renew your card, you can now choose from six different colours to really stand out: Sunrise Pink, Ocean Teal, Jacaranda Purple, Sky Blue, Frost White or Cave Black.

Pick an option to suit your needs and play the cards your way.

Open now

Tips on saving smart

Interest rates effective as of 28/09/2021 and are subject to change without prior notice.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
**To enter, have an open Newcastle Permanent Basic Access Account, Everyday Account or Special Monthly Interest Account and use your Visa Debit card to make at least one purchase between $10 and $100 from 17/09/21 to 31/12/21. Prizes are drawn monthly during the Promotion period. No limit on number of entries per person, however you can’t win more than once per month. Terms and Conditions apply for the “This One’s On Us!” Visa Transaction Account Promotion. NSW Authority No. TP/01287