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BSB 650 000

$2,000 cashback for switching your home loan^

Enquire now

^Refinance loans >$250k, ≤80% Loan to Value Ratio, T&Cs apply.

Have you seen our new low rate? 

2.18
%
P.A.
2 Year Premium Plus
Package Fixed Rate
Special#
3.72
%
P.A.
Comparison rate*
Find out more

Owner occupied home loans with principal and interest repayments and at the current time, an LVR of less than or equal to 80%.

Dreaming of renovating?

We have more information on the HomeBuilder scheme and how you can apply.

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We are adapting

In changing times, we are adapting our services to ensure we continue to meet the changing needs and preferences of our customers.

See how

Celebrating 40 years of maths competition

Challenging more than 500,000 local students since 1981.

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Here for good

  • Financial strength icon Financial strength Australia’s largest building society.~
  • Better value banking icon Health focus Additional hygiene measures are in place to protect you and our staff.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community support Over $2m invested in local communities each year.

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  • Locate us Find a local branch

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    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people. If you are feeling unwell, please bank from home using the app, internet banking or call our local call centre team. 

    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Waratah, Wallsend, Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

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Interest rates effective as of 08/08/2020 and are subject to change without notice.
#Premium Plus Package Fixed Rate Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
~ Almost $11bn in total assets, 2019 Annual Report.
^Cashback Offer available for loans refinanced from another financial institution. Applications must be submitted by 30/11/20 and funded by 31/01/21. $2,000 Cashback will be deposited after settlement to an eligible NPBS Everyday Account. Only one (1) Cashback Payment per eligible loan. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. Loan to Valuation Ratio (LVR) is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
Terms and conditions.