We’re launching our new online banking experience, so on Sunday 27th August our Internet, Mobile and Phone Banking services including our Apps will be unavailable between 1.00am & 6.00pm AEST. Please note that ATMs, EFTPOS and PayWave will not be affected. We apologise for any inconvenience.

We use cookies to provide you with the best possible online experience. Read more


We can help you refinance your home loan to better suit your current situation.

If you’ve had your home loan for a few years, it’s likely your lifestyle and financial position has changed since you first took out your loan. It could be a good time to review your loan so you’re getting the best possible deal.

Is your home loan still right for you?

A lot can change over the life of your loan, so it’s important to review your home loan from time to time to ensure it still meets your financial needs. 

Adjusting your loan could be a great opportunity to look at a better interest rate or add greater flexibility by including additional features such as a redraw facility or changing your repayment options.

This gives you the opportunity to explore options including shortening the length of your loan or modifying your payments.

Find the right home loan for you

Our team of home loan specialists can help craft a home loan solution that could help you own your home sooner. With some of the most competitive home loans in the country, you can also enjoy a range of benefits, including:

  • Greater flexibility and the ability to make additional repayments
  • Competitive interest rates
  • Additional features including repayment holidays, interest offset and redraw facilities
  • A specialised lending manager who can come to you

Make the switch

It's easy! To get started, click on the links below or chat to our home loan specialists today.


Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

References to “interest only” on this page refer to loans with interest based repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.

At the current time, exclusions apply to refinancing of investment purpose home loans from another financial institution which have interest only repayments.
Refinancing your home loan
Time to refinance?

Looking for more guidance?