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Designed for flexibility

Use our Online Savings Account to complement your everyday banking and grow your savings at the same time.

Enjoy no monthly account keeping or transaction fees and new Online Savings Account holders could also take advantage of a special Introductory Bonus Rate Offer# for the first three months.

You’ll just need an Everyday Account with us to transfer funds into and out of your Online Savings Account – which we can open as part of your online application. Easy!

Keep your savings simple with the following account features:

  • No minimum monthly deposit required to earn interest
  • No account keeping fees
  • No minimum opening balance
  • Manage your account 24/7 using our app or internet banking.

Online Savings Account perks

  • percent icon Introductory Bonus Rate# Earn additional bonus interest for the first 3 months.
  • handing holding card icon Remove temptation Online only reduces the temptation to spend.
  • thumbs up icon Save your way No monthly account keeping or transaction fees.
  • Join us on social Online access Use our app or internet banking to manage your money across any device.

FAQs

To see all FAQs visit our help & support page

Log on the app and select ‘Profile’ from the bottom menu to find your 8 digit Customer ID. Otherwise select ‘Forgot Customer ID’ from internet banking and follow the prompts.

You'll need your customer ID and a few other personal details.

App:
  • Download the app via the App Store or Play Store and follow the prompts.
Internet banking:
  • Register via the Log on tab on our website and follow the prompts.

If you are registered for electronic communications, you will receive an email to let you know when your statement is available.

App:
  1. Log on and select the account you wish to view the statement for
  2. Tap on Statements
  3. Select the period you would like to view.
Internet banking:
  1. Log on
  2. Navigate to Accounts, and select ‘Statements’,
  3. Select the account you want to view the statements for, and the period you would like to search for,
  4. Select Search. All the available statements for the selected period will now display.

You can request a statement if you need a more recent record of your transactions.

Access your accounts

You may need to access your accounts from overseas, so make sure you know your app or internet banking password before you go.

Please contact us before you go to set up an alternative Transaction Password to use while travelling, this will ensure you can continue to access your accounts avoiding any issues overseas accessing your Australian mobile number to receive your SMS one time password.

Notify us of your travel plans

Let us know your travel plans via the app or internet banking so we can monitor your account activity overseas and provide better security for you.

To use the app to notify us of your travel plans:

  • Log on
  • Go to Profile
  • Select Overseas travel and follow the prompts.

To use internet banking to notify us of your travel plans:

  • Log on to internet banking and navigate to Services > Overseas travel,
  • Select 'Add trip'
  • Enter all countries you plan to visit including stopovers, and the dates you are travelling,
  • Use the checkboxes provided to let us know if you are planning to use your cards for ATM withdrawals, or for large purchases, 
  • Select ‘Save’.

Alternatively, you can call us on 13 19 87, or visit one of our branches to notify us. 

Contact us securely.

App:
  1. Log on and select the mail icon in the top-left of the screen
  2. Toggle to Create message and enter your details
  3. Click Send and keep an eye on your inbox for replies.
Internet banking:
  1. Log onto internet banking
  2. Navigate to Mail > Create message
  3. Enter your enquiry in the description field and upload any attachments
  4. Click Send and keep an eye on your inbox for replies.

Banking on the go?

There's an app for that.

  • Securely access your money any time
  • Check out faster in-store or online using mobile payments
  • Personalise, manage and open an account in seconds.

Interest rates effective as of 22/06/2024 and are subject to change without prior notice.
#The Online Savings Account Standard Rate is variable and subject to change without prior notice; however, the Introductory Bonus Rate offer is a fixed rate that won’t change during the period it applies to your account. The Introductory Bonus Rate applies for the first 3 months after the account is opened, on top of the Standard Rate. At the end of the 3-month Introductory Bonus Rate period only the Standard Rate will continue to apply. The Introductory Bonus Rate is available on a new Online Savings Account if you and all other account owners have not been eligible to receive the Introductory Bonus Rate on any other Online Savings Account in the previous 6-months. To be eligible to receive any interest inclusive of the Introductory Bonus Rate or Standard Rate, all account owners must hold an Everyday Account, Home Loan or a Credit Facility with Newcastle Permanent.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
^Must be 14 to apply for a Visa Debit card.
ΔNo transaction fees apply for a successful cash withdrawal or account balance query using your Newcastle Permanent Visa debit card at any Newcastle Permanent, Greater Bank, ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.