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BSB 650 000

Looking to renovate
or buy a car?

A Personal Loan could help!

Enquire now

Personal loan

Live your best life with a personal loan funded renovation, overseas holiday or even buying a car or boat. With our Personal Loan you can enjoy the certainty of a fixed rate for the life of the loan and the flexibility to choose either weekly, fortnightly or monthly repayments.

With no ongoing fees and the option to make extra repayments as often as you like, you could pay off your personal loan sooner. And best of all there are no penalties for paying off your loan early!

Personal Loan - Secured

Secured Loan - Tier 1 ~
6.69
%
P.A.
Comparison Rate
8.41
%*
P.A.

 

Australian Lending Awards

  • How much can I borrow based on preferred repayments?

    
                            
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    You could borrow up to

                                
    
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    The calculator results are indicative only and are based on the accuracy of information provided by you.  The calculator results have been prepared without taking into account your personal circumstances.  We recommend you obtain professional financial and legal advice before making any financial decision. The calculator results are estimates only and do not constitute a quote or loan offer.  Weekly loan repayments are based on 52 weekly repayments.  Fortnightly loan repayments are based on 26 fortnightly repayments.  The repayment amounts do not include Society fees and Government charges that may apply to this type of loan.






      

   
    

        
        
Personal loan overview

        
        

            
Our competitive fixed interest rate personal loans help you get what you want sooner. And fixed repayments make budgeting easier than fluctuating variable rate personal loans. To apply for your loan, talk to us today.

        

        
    

    
            

            

                
                

                    

                        
            
                    

                
            
                    
                            
                                

                                    
                            
                        
                            
                        
                            
                        
                                

                            
                        
                
            
                    
                
            
                    
                    

                        
                                Secured Loan - Tier 1 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Secured Loan - Tier 2 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Partially Secured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                    

                        
                                Unsecured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Application fee
                            
                                $250
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Repayments
                            
                                Minimum monthly principal and interest repayments with weekly and fortnightly options available. 



                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Additional repayments
                            
                                Accepted
                            
                    

                
                    

                        
                                Ongoing account keeping fees
                            
                                No

                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        
        








    


 Fees & Charges - PDF 104kb











    

        

            
Popular car and personal loan tips

        

        

            

                
            
 
        

    












    Interest rates effective as of 17/01/2021 and are subject to change without notice.










    Applications are subject to credit approval.  Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.










    ~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.










    *Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.












    ^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.