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BSB 650 000

Need a personal loan?

Choose from our range of competitive fixed rate loans

Enquire now

Personal Loan - Secured

Secured Loan - Tier 1 ~
6.69
%
P.A.
Comparison Rate
8.41
%*
P.A.

Fixed interest rate personal loans

When you need some extra money for any worthwhile purpose, a personal loan can be a really smart way to go. The fixed interest rates on our personal loans are really competitive, and generally much lower than credit card interest rates.

Enquire now
Australian Lending Awards

  • How much can I borrow based on preferred repayments?

    
                            
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    You could borrow up to

                                
    
                                $0

                                
                            
    
                        
    
                    
    

                
    

            
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    How much can I borrow?
    
                    
    

                    
    
                        
    
                            
    
                            
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    You could borrow up to

                                
    
                                $0

                                
                            
    
                        
    

                    
    

                
    

            
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    What will my repayments be?
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    The calculator results are indicative only and are based on the accuracy of information provided by you.  The calculator results have been prepared without taking into account your personal circumstances.  We recommend you obtain professional financial and legal advice before making any financial decision. The calculator results are estimates only and do not constitute a quote or loan offer.  Weekly loan repayments are based on 52 weekly repayments.  Fortnightly loan repayments are based on 26 fortnightly repayments.  The repayment amounts do not include Society fees and Government charges that may apply to this type of loan.






      

   
    

        
        
Personal loan overview

        
        

            
Our competitive fixed interest rate personal loans help you get what you want sooner. And fixed repayments make budgeting easier than fluctuating variable rate personal loans. To apply for your loan, talk to us today.

        

        
    

    
            

            

                
                

                    

                        
            
                    

                
            
                    
                            
                                

                                    
                            
                        
                            
                        
                            
                        
                                

                            
                        
                
            
                    
                
            
                    
                    

                        
                                Secured Loan - Tier 1 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Secured Loan - Tier 2 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Partially Secured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                    

                        
                                Unsecured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Application fee
                            
                                $250
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Repayments
                            
                                Minimum monthly principle and interest repayments with weekly and fortnightly options available. 



                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Additional repayments
                            
                                Accepted
                            
                    

                
                    

                        
                                Ongoing account keeping fees
                            
                                No

                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        
        








    


 Fees & Charges - PDF 104kb











    

        

            
Popular car and personal loan tips

        

        

            

                
            
 
        

    






    


        
        

        
        

            
            

                
Get in touch

            

            


            

        

        
        
    
            
                    
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                                    Call 13 19 87
                                    
                                
                                
                            
    
                            
                            
    
                                
    
                                    
    
                                        
    
                                            
                                            
                                            
                                        
    
                                    
    

                                
    
                            
    
                            
                        
    
                    
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    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

    

    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people. 
    

    






    

    
    

        
    

            
    
                

                
    
                    
                
    
            
    

            
    
                

                
    
                    
    
                        
                        
                    
    
                
    
            
    
        
    

        
    

            
    

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Here’s some information for you:











    Interest rates effective as of 31/05/2020 and are subject to change without notice.










    Applications are subject to credit approval.  Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.










    ~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.










    *Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.












    ^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.