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Personal loan

Live your best life with a personal loan funded renovation, overseas holiday or even buying a car or boat. With our Personal Loan you can enjoy the certainty of a fixed rate for the life of the loan and the flexibility to choose either weekly, fortnightly or monthly repayments.

With no ongoing fees and the option to make extra repayments as often as you like, you could pay off your personal loan sooner. And best of all there are no penalties for paying off your loan early!

Personal loan overview

Our competitive fixed interest rate personal loans help you get what you want sooner. And fixed repayments make budgeting easier than fluctuating variable rate personal loans. To apply for your loan, talk to us today.

Secured Loan - Tier 1 ~ 6.69%p.a. 8.41%p.a.
Secured Loan - Tier 2 ~ 6.69%p.a. 8.41%p.a.
Partially Secured Loan 8.99%p.a. 10.73%p.a.
Unsecured Loan 8.99%p.a. 10.73%p.a.
Application fee $250
Repayments Minimum monthly principal and interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No

 Fees & Charges - PDF 104kb

Interest rates effective as of 22/04/2021 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.