and have a good credit rating.
to meet the minimum income requirement.
as a citizen, permanent resident or New Zealand citizen.
or earn a regular income.
After completing your enquiry, get these documents ready to help speed up the process once a lender contacts you:
You'll need to identify yourself when you apply for a personal loan. Find details of acceptable documents here.
You'll supply your payslips, your most recent personal tax return, or payment summaries.
Other evidence of income or additional documentation may be required.
It's important to demonstrate your ability to meet your regular financial commitments.
Provide copies of your account statements or any other supporting evidence of your savings to support your personal loan application.
Details of your other commitments and loans are necessary for your personal loan approval.
How you managed your last or current loan, together with how much you're currently repaying is important.
Applications for credit are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with any loan offer. T&Cs, fees, charges and credit criteria apply. Loans for commercial purposes are excluded.
*The Comparison Rate for personal loans is calculated on loan amount of $30,000 for a term of 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.