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BSB 650 000

With a flexible and affordable car loan

you could be on the road sooner

Enquire now

Car Loan - Secured

Secured Loan - Tier 1 ~
6.69
%
P.A.
Comparison rate
8.41
%*
P.A.

Pre-approved fixed interest rate car loans

Before you go car shopping, take our fixed rate car loans for a spin. We can help you work out how much you can comfortably afford to borrow. And with fixed repayments and competitive rates, our car loans can keep your budget firmly on track.

  • How much can I borrow based on preferred repayments?

    
                            
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    You could borrow up to

                                
    
                                $0

                                
                            
    
                        
    
                    
    

                
    

            
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    How much can I borrow?
    
                    
    

                    
    
                        
    
                            
    
                            
    

                                
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
                                                
                                                
                                                
                                                
                                                
                                                
                                            
    
                                        
    
                                    
    

                                    
    
                                        
                                        
    
                                            
    
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    You could borrow up to

                                
    
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    The calculator results are indicative only and are based on the accuracy of information provided by you.  The calculator results have been prepared without taking into account your personal circumstances.  We recommend you obtain professional financial and legal advice before making any financial decision. The calculator results are estimates only and do not constitute a quote or loan offer.  Weekly loan repayments are based on 52 weekly repayments.  Fortnightly loan repayments are based on 26 fortnightly repayments.  The repayment amounts do not include Society fees and Government charges that may apply to this type of loan.






      

   
    

        
        
Car loan overview

        
        

            
Our competitive fixed interest rate car loans can help you get on the road sooner.

        

        
    

    
            

            

                
                

                    

                        
            
                    

                
            
                    
                            
                                

                                    
                            
                        
                            
                        
                            
                        
                                

                            
                        
                
            
                    
                
            
                    
                    

                        
                                Secured Loan - Tier 1 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Secured Loan - Tier 2 ~
                            
                                6.69%p.a.
                            
                                8.41%p.a.
                            
                    

                
                    

                        
                                Partially Secured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                    

                        
                                Unsecured Loan
                            
                                8.99%p.a.
                            
                                10.73%p.a.
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Application fee
                            
                                $250
                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Repayments
                            
                                Minimum monthly principle and interest repayments with weekly and fortnightly options available. 



                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        

            

                
                

                    

                        
            
                    

                
            
            
                    
                
            
                    
                    

                        
                                Additional repayments
                            
                                Accepted
                            
                    

                
                    

                        
                                Ongoing account keeping fees
                            
                                No

                            
                    

                
                
            
                    
                    

                
        


                    

                

            


        
        








    


 Fees & Charges - PDF 104kb













    

        

            
Popular car and personal loan tips

        

        

            

                
            
 
        

    






    


        
        

        
        

            
            

                
Get in touch

            

            


            

        

        
        
    
            
                    
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                                    Call 13 19 87
                                    
                                
                                
                            
    
                            
                            
    
                                
    
                                    
    
                                        
    
                                            
                                            
                                            
                                        
    
                                    
    

                                
    
                            
    
                            
                        
    
                    
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    Find a local branch or ATM
    

    With many customers now choosing contactless ways of banking, you will find these branches open on a Saturday morning: Greenhills, Charlestown Square, Raymond Terrace, Glendale, Kotara, Mount Hutton, Swansea, Erina, and Tuggerah.

    

    You may notice a few hygiene and social distancing changes in our branches to protect customers and our people. 
    

    






    

    
    

        
    

            
    
                

                
    
                    
                
    
            
    

            
    
                

                
    
                    
    
                        
                        
                    
    
                
    
            
    
        
    

        
    

            
    

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    Interest rates effective as of 30/05/2020 and are subject to change without notice.










    Applications are subject to credit approval.  Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.










    ~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.










    *Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.












    ^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.