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Pre-approved fixed interest rate car loans

Before you go car shopping, take our fixed rate car loans for a spin. We can help you work out how much you can comfortably afford to borrow. And with fixed repayments and competitive rates, our car loans can keep your budget firmly on track.

Car loan overview

Our competitive fixed interest rate car loans can help you get on the road sooner.

Secured Loan 6.69%p.a. 8.41%p.a.
Partially Secured Loan 8.99%p.a. 10.73%p.a.
Unsecured Loan 8.99%p.a. 10.73%p.a.
Application fee $250
Repayments Minimum monthly principal and interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No

 Fees & Charges - PDF 104kb

Interest rates effective as of 03/08/2021 and are subject to change without prior notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 13 19 87, or drop into your local Newcastle Permanent branch for further information.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.