Before you go car shopping, take our fixed rate car loans for a spin and get on the road sooner

Personal and Car Loans

With fixed interest rates for the life of your loan, our car loans offer a fixed repayment plan that can help with your budgeting. 

So before you go car shopping, take our fixed rate car loans for a spin. We can help you work out how much you can comfortably afford to borrow. And with fixed repayments and competitive rates, our car loans can keep your budget firmly on track. 

A competitive $250 application fee applies. Enquire now or call us today on 13 19 87.

  • Fixed interest and fixed repayments
  • Secured and unsecured loans
  • No penalties for early repayments 
  • No account keeping fees
  • Easy to apply
  • Terms from 1 to 7 years 

To apply for a Personal Loan:

  • You must be 18 years or older;
  • You must be an Australian resident, residing in NSW. Existing members who reside outside of NSW may also apply (conditions apply);
  • The loan purpose is not for commercial purposes.

We've got your new car all wrapped up

Use your new personal loan to purchase a vehicle and get a 5% discount*** on your car insurance.

Talk to us today!

13 19 87

I am very happy with the Newcastle Permanent Building Society as they were very helpful, with excellent rates.

Review from
New South Wales

Tools and Calculators

Here's some more information for you: 
Interest rates effective as of 26/06/2017 and are subject to change without notice.
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
***Conditions for 5% discount applies to new Car Insurance quotes issued to Newcastle Permanent members. Quote valid for 30 days. Offer ends 30 June 2017. Discount not available on renewal of Policy. Not available with any other discounts or promotion. The discount applies to the base premium amount only and does not apply to Stamp duty, Fire Service Levy or any Government Charges. 
Motor Vehicle Insurance is sold by Newcastle Permanent Building Society Limited ACN 087 651 992 (NPBS), Australian Financial Services Licence (AFSL)/Australian Credit Licence 238273 and is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance (Vero Insurance) AFSL 230859. In arranging this insurance, NPBS acts under its own AFSL and under an agreement with the insurer, Vero Insurance. This is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether or not the insurance is appropriate for you and the Product Disclosure Statement (PDS) in deciding whether to buy or continue to hold this insurance product. You can get a PDS for this insurance product from any branch of NPBS or by phoning 13 19 87. We may receive a commission for insurance product sales. Our staff earn a salary and may also be eligible for annual and other discretionary performance bonuses that are based on a number of factors that include the amount of insurance products sold. Discretionary bonuses may be of a monetary or non-monetary nature. Ask us for more details before we provide you with any services. Full details can be found in our Newcastle Permanent Financial Services Guide.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 1319 87, or drop into your local Newcastle Permanent branch for further information.