How can I check my credit score?
If you’ve ever applied for a loan or a credit card, or had a utility bill in your name, there should be a credit report you can access. You have the right to get a free copy of your credit report every 3 months from each of the main credit reporting agencies. You can also get your credit score for free from many online providers that use data from these agencies:
- Equifax (credit report and score)
- Experian/Illion (credit report and score)
- GetCreditScore and similar services (score and summary only, powered by a bureau).
The reports are usually available within a day or so, sometimes minutes, but you’ll have to enter in identifying information such as your name, driver license, address and other details depending on which credit reporting agency it is.