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Buying before selling? What about a Bridging Loan.

Buying before selling? What about a Bridging Loan.

Bridging Loan 6.49 %^ p.a.
Comparison rate 6.53 %* p.a.

Bridging loan

A Bridging Loan covers the period of time between buying a new home and selling your existing property. It provides a financial buffer so that you don’t have to rush the settlement of your current home or rent somewhere until you find a new one.

Our maximum Bridging Loan term of 12 months will give you the flexibility to sell your old property while living in your new home. With our competitive fixed rate, you can relax and enjoy the certainty of knowing your rate won’t increase during the Bridging Loan period.

Calculators

Interest rates

Flexibility

No repayments during the 12 month Bridging Loan period.

Fixed rate

Certainty that your rate won’t change during the term of your Bridging Loan.

Convenience

Avoid the costs of renting by not having to sell your existing home first.

Additional repayments

You may also redraw available funds if you need them.

 

Information and features

Important things to consider

If your existing property sells for less than you expect, you could be left with a higher remaining loan balance.
The longer it takes to sell your existing property will mean the more interest you may pay on your Bridging Loan.
Bridging Loans are for a maximum 12 month period, failure to sell your loan in this time could see us step in to assist with selling the property.^

Download our Bridging Loan guide for further information or see all interest rates.

Maximum loan term 12 months
Redraw facility Yes
Repayment options Interest only (deferred for 12 months)
Split loan No
Interest offset account No
Rates are effective as at 9am Thursday 19/06/2025 and are subject to change without prior notice.
Bridging Loan^ Interest rate Comparison rate**
1 Year Fixed 6.49% p.a. 6.53% p.a.
Annual fee Nil
Establishment fee $595
Monthly fee Nil

Mortgage fees and charges - PDF 113kb

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~~@& Terms and conditions apply.

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Fees and charges apply. Applications are subject to credit approval. Loan Terms and Conditions are provided with loan offers and available here. 


^Bridging loan The maximum term for a Bridging Loan is 12 months. If you can’t sell your current property within 12 months of funding the Bridging Loan we may treat this as default of the loan terms and take action to ensure the sale of the property. You may be required to pay a 2% higher rate until the default is resolved.


*The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


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