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What happens if I pay my bill late?

What happens if I pay my bill late?

It is important to ensure that you pay your bills on time to avoid any negative impacts on your credit report.

  • If your payment is not made by the due date, it may be recorded in your credit report as part of your repayment history.
  • If your payment is overdue by more than 60 days and exceeds $150, it may be recorded in your credit report as a default.

Repayment history information is kept on your credit file for two years. Default information is kept on your credit file for five years.

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