Why is my Apple Pay transaction being declined?
Your payment may be declined for several reasons:
- You may need to request a one-time passcode to complete the verification process and continue with your payment
- There may be a billing issue with a previous transaction. You'll need to fix this before you can make any other purchases.
- Your physical card may have expired or been cancelled
- You may have insufficient funds in your account or insufficient credit limit
- There may be a temporary block on your card
- You may have entered an incorrect PIN
- The merchant terminal may not support digital payments.
No money will be taken from your account if a payment fails. Get in touch if you need additional support.