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Discounted rates for our mates.

Personal loan offer^

As a way of saying thank you for banking with us, we are waiving our application fee for new personal and car loans ($250).
Only for our faves.

Home loan offer#

Enjoy 0.05% p.a. below our current advertised Newcastle Permanent Home Loan rates when you borrow $150,000 or more. Plus you can enjoy our other special offers such as waiving of the $595 Establishment Fee on the Real Deal Home Loan.

Enquire now

One of our lenders will be in touch to help you complete your loan application with your special offer.

When we win, you win.

Winner - Customer-Owned Bank of the Year — Home Loan Refinance

Canstar | 2025

 

Winner - Exceptional Value Home Lender

Mozo | 2025

 

Mozo People's Choice 2025 - Most Recommended

Winner - Most Recommended

Mozo | 2025

 

Bank of the Year - Customer Service

Money magazine | 2025

 

Terms, conditions, fees, credit criteria and charges apply.

#^0.05% p.a. discount off current advertised home loan interest rates on borrowings of ≥$150k and Application Fee waived on Personal Loans. At least one borrower or their immediate family member must hold an active registration with a Surf Life Saving NSW club or a Northern NSW Football Club, and proof of membership must be supplied with loan application. Offer does not apply to Credit Facilities, Bridging Loans or loan applications submitted online. Offers are available until withdrawn. Offers are not available in conjunction with any other offer. Newcastle Permanent may change or withdraw these offers at any time.

The Canstar 2025 Home Loan Refinance Award was received in November, 2025 for the Customer-Owned Bank of the Year - Home Loan Refinance.

Find more information on the Mozo Experts Choice Awards 2025 and Mozo People's Choice Awards 2024 and 2025 awards research methodology at Mozo.