Skip to Main Content

Helping you get ahead on and off the clock.

Through our partnership with participating employers, eligible employees can access our exclusive Workplace Benefits program, designed to help make your financial goals easier to achieve. As a Workplace Benefits partner employee, you’ll enjoy exclusive access a range of banking benefits.

Save more on your home loan

Enjoy 0.05% p.a.* below our current advertised rate – just for Workplace Benefits participants.

Get cashback if you switch

Refinance your home loan with us and get $1,000 cashback# straight in your pocket.

Waived application fees

We're waiving the application fee for new personal and car loans ($250).+

Extra perks, just for you

From waived fees to member-only savings - enjoy more ways to get ahead.

Enquire about these offers now!

Newcastle Permanent app open on hand held mobile device

Get appsurdly good banking

With our highly-rated app in your pocket, get your banking done anywhere. It’s banking made simple and secure.

When we win, you win.

Winner - Customer-owned Bank of the Year - Home Loan Refinance

Canstar | 2025

 

Winner - Exceptional Value Home Lender

Mozo | 2025

 

Mozo People's Choice 2025 - Most Recommended

Winner - Most Recommended

Mozo | 2025

 

Bank of the Year - Customer Service

Money magazine | 2025

 

Terms, conditions, fees, credit criteria and charges apply.

+Application Fee waived on Personal Loans, where at least one borrower or their immediate family member must work with a partnered business of Newcastle Permanent, and proof of employment must be supplied with loan application. Offer is not available in conjunction with any other offer. 

*0.05% p.a. discount off current advertised home loan interest rates on new borrowings of >$150k. Offer does not apply to Credit Facilities, Bridging Loans or loan applications submitted online. Offer is not available in conjunction with any other offer (except the $1,000 Cashback Offer#).

#Cashback of $1,000 available for eligible home loan refinance applications submitted via Newcastle Permanent lenders (not online) for loans >$250k, with 80% LVR or below. Excludes refinances from Newcastle Permanent or Greater Bank. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other promotional payment (except the 0.05% p.a. interest rate discount offer*). See the full Lender Cashback Offer Terms and Conditions.

Offers available until withdrawn. Newcastle Permanent may change or withdraw these offers at any time.

Find more information on the Mozo Experts Choice Awards 2025 and Mozo People's Choice Awards 2024 and 2025 awards research methodology at Mozo.

The Canstar 2025 Home Loan Refinance Award was received in November, 2025 for the Customer-Owned Bank of the Year - Home Loan Refinance.