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Helping you get ahead on and off the clock.

Through our partnership with participating employers, eligible employees can access our exclusive Workplace Benefits program, designed to help make your financial goals easier to achieve. As a Workplace Benefits partner employee, you’ll enjoy exclusive access to a range of banking benefits

Save more on your home loan

Enjoy 0.10% p.a.* below our current advertised rate – just for Workplace Benefits participants.

Get cashback if you switch

Refinance your home loan with us and get $2,000 cashback# straight in your pocket.

Waived application fees

We're waiving the application fee for new personal and car loans ($250).+

Extra perks, just for you

From waived fees to member-only savings - enjoy more ways to get ahead.

Enquire about these offers now!

Newcastle Permanent Visa Debit card and digital wallet notification reading "Newcastle Permanent, Lords Coffee Hamilton, NSW, $5.00" floating on dark green background

Tap. Pay. Win $50k.◊

Make your everyday payments count

Make 10 eligible Visa Debit card payments of $5 or more in the calendar month to receive one entry into the draw. 

Open to new & existing customers 14+ in NSW & QLD only who hold or open an eligible transaction account. T&Cs apply.

Employees engaging and communicating in a dynamic creative environment.

Premium banking services

From discussing the best possible rates to providing scam and security advice, our Premium Banking team is your one-stop shop for tailored service and help with your everyday needs.

When we win, you win.

Winner - Exceptional Value Home Lender

Mozo | 2025

 

Mozo People's Choice 2025 - Most Recommended

Winner - Most Recommended

Mozo | 2025

 

Bank of the Year - Customer Service

Money magazine | 2026

 

Terms, conditions, fees, credit criteria and charges apply.

+Application Fee waived on Personal Loans, where at least one borrower or their immediate family member must work with a partnered business of Newcastle Permanent, and proof of employment must be supplied with loan application. Offer is not available in conjunction with any other offer. 

*0.10% p.a. discount off current advertised home loan interest rates on new borrowings of >$150k. Offer does not apply to Credit Facilities, Bridging Loans or loan applications submitted online. Offer is not available in conjunction with any other offer (except the $2,000 Cashback Offer#).

#Cashback of $2,000 available for eligible home loan refinance applications submitted via Newcastle Permanent lenders (not online) for loans >$250k, with 80% LVR or below. Excludes refinances from Newcastle Permanent or Greater Bank. If eligible, cashback payment will be made within 60 days of the loan settlement date (loan must still be open at time of payment). Only one (1) cashback payment per eligible loan and for first eligible loan only. Not available in conjunction with any other promotional payment (except the 0.10% p.a. interest rate discount offer*). See the full Lender Cashback Offer Terms and Conditions.

Offers available until withdrawn. Newcastle Permanent may change or withdraw these offers at any time.

◊Win $50k Promotion: Open to eligible NSW and QLD residents aged 14 years and over.
New customers: Open a new Everyday Account and make the required eligible transactions during the promotion period to be automatically entered.
Existing customers: Receive an invitation email, complete the online entry form, and make the required eligible transactions during the promotion period.
Receive one entry for every ten eligible transactions of $5 or more made in a calendar month using your Visa Debit card on your Newcastle Permanent Everyday Account or Greater Bank Access account. Multiple entries may be earned across multiple accounts and months. Transactions must be processed through the Visa network and other exclusions apply.
Competition ends 28/02/27, prize drawn 08/03/27. Permit no TP/01287 (NSW). Full competition T&Cs available here.

Find more information on the Mozo Experts Choice Awards 2025 and Mozo People's Choice Awards 2025 awards research methodology at Mozo.

The Canstar 2025 Home Loan Refinance Award was received in November, 2025 for the Customer-Owned Bank of the Year - Home Loan Refinance.