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Our transaction accounts

Everyday Account

Our ultimate transaction account designed for day to day spending.

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Special Monthly Interest Account

A special intrerest rate, just for retirees, pensioners or over 55's.

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A hundred reasons to smile

Open a new Everyday Account using the campaign code ‘cashback5’ and earn up to $100 cashback on eligible Visa purchases!

New Everyday Account holders only.

Unlock your banking features

Download our award-winning app and discover all that your account has to offer.

Download our Everyday Banking Account Guide for more details.

Instant account access - add your Visa card to Digital Wallet straight after opening a new account via the app and tap away with mobile payments.
Speedy and secure payments - register your email or mobile number with PayID® to transfer money securely in near real time.
Switch your salary - streamline your banking and get paid directly into your account by submitting a form with your employer.
Pay your way - set up regular payments for your bills and loan repayments to keep on top of your budget.

Work out where your money is going with our expense planner

Enter some details and we'll crunch the numbers to show your weekly expenses. Figures provided by our calculator are indicative only, and do not represent a quote or pre-qualification.

FAQs

To see all FAQs, visit our help & support page.

Log on to the app and select ‘Profile’ from the bottom menu to find your 8 digit Customer ID. Otherwise select ‘Forgot Customer ID’ from internet banking and follow the prompts.

You'll need your Customer ID and a few other personal details.

App:

  • Download the app via the App Store or Play Store and follow the prompts.

Internet banking:

  • Register for internet banking via the Log on tab on our website and follow the prompts.

You’ll be paid into your nominated account once your employer has updated your details.

 

Along with your device, you'll need a Newcastle Permanent Visa Debit or Visa Value+ credit card. Our team can help you apply for an eligible product if you don't already have one.

Apple Pay

First, download Google Wallet from the Google Play Store. Second, you can add an eligible card by snapping a picture or entering your account number manually.

If your eligible card is already set up for Google Play, you can simply add that card to Google Pay by confirming a few details.

Get Google Pay™

You must be 11 years or over to apply for a Visa Debit card (11-13 year olds require parental consent). You can opt to receive a Visa Debit card when opening an eligible new account.

If you wish to upgrade an existing account to a Visa Debit card visit one of our branches or call 13 19 87.

Access your accounts

You may need to access your accounts from overseas, so make sure you know your app or internet banking password before you go.

Please contact us before you go to set up an alternative Transaction Password to use while travelling, this will ensure you can continue to access your accounts avoiding any issues overseas accessing your Australian mobile number to receive your SMS one-time password.

Notify us of your travel plans

Let us know your travel plans via the app or internet banking banking so we can monitor your account activity overseas and provide better security for you.

To use the app to notify us of your travel plans:

  • Log on
  • Go to Profile
  • Select Overseas travel and follow the prompts.

To use internet banking to notify us of your travel plans:

  • Log on to internet banking and navigate to Services > Overseas travel,
  • Select 'Add trip'
  • Enter all countries you plan to visit including stopovers, and the dates you are travelling,
  • Use the checkboxes provided to let us know if you are planning to use your cards for ATM withdrawals, or for large purchases, 
  • Select ‘Save’.

Alternatively, you can call us on 13 19 87, or visit one of our branches to notify us. 

Get in touch

Speak to a local

Our friendly Newcastle Permanent contact centre are here to help.

Call 13 19 87

Make an enquiry

Get in touch with us online, and we'll get back to you as soon as possible.

Make an enquiry

Visit your branch

Find the Newcastle Permanent branch that's closest to you.

Find your local branch

Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries and regions. *For a list of compatible Apple Pay devices, see support.apple.com/en-us/HT208531. Cashcards and Business+ Credit Cards are not eligible.


Google Pay Terms of Use.
Google, Google Pay, Android, Google Wallet, Google Play and the Google Play logo are trademarks of Google LLC. Cashcards and Business+ Credit Cards are not eligible.


PayID and PayTo are registered trademarks of NPP Australia Limited.



The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.


Everyday Cashback:  To be eligible for the offer, open a new Everyday Account either online by using the campaign code ‘cashback5’ or in branch and mention this offer.  This offer commences 24 February 2025 and will remain open until withdrawn. All account holders must be aged 14 years and over at the time of account opening and not hold an existing Everyday Account with Newcastle Permanent as at 11.59pm 23 February 2025. 5% Cashback is payable for combined eligible Visa purchases up to $2000 (maximum cashback $100 per customer) made within 45 days of account opening.  Eligible purchases include purchases using a merchant terminal where credit is selected or using tap and go/contactless where the transaction is processed on the Visa network; online purchases via a merchant’s website/app; or scheduled payments using the Visa card details.  If eligible, the account credit/s will be paid into your Everyday Account within 75 days of account opening (account must still be open at time of payment). Maximum cashback amount applies per customer. Cashback is calculated on the Australian dollar amount of eligible purchases (net of any fees). Offer is not available in conjunction with any other offer and is limited to cashback incentive on your first eligible account only. Newcastle Permanent may change or withdraw this offer at any time. Available for NSW residents only.

Find more information on the Mozo Experts Choice Awards 2025 and Mozo People's Choice Awards 2024 awards research methodology at Mozo.