Move your home loan to Australia's Home Lender of the Year - Newcastle Permanent.

***Discount 1 is available for owner occupied home loans with principal and interest repayments and at the current time, an LVR of less than 90%.

If you're after a full featured home loan package and a chance to get $1500 cashback our Premium Plus Package variable rate home loan may suit your needs.

By selecting our Premium Plus Package variable rate home loan you could enjoy a range of benefits, including fee waivers and discounts on your everyday banking needs. You may also be eligible for additional discounts off our already low Premium Plus Package interest rates. Some of the benefits you could enjoy include:

  • 100% Offset Facility
  • Fee-free redraw access
  • $0 application fee for Personal and Car Loans
  • $0 annual Value+ Credit Card Fee


Eligibility criteria

  • Refinance to a Newcastle Permanent variable home loan
  • Minimum loan size $250,000
  • Loan to Valuation Ratio up to 80%

Talk to a home loan expert

13 19 87

Customer-owned banking since 1903

Here are some of the reasons why our customers choose to bank with us.

  • Financial strength  - we are Australia's largest building society~
  • Better value banking - no shareholders means profits are reinvested to benefit customers
  • Banking anywhere, anytime - online, mobile and worldwide access to your money
  • Community support - over $2m invested in local communities each year

Tools and Calculators

^ Cashback will be deposited to the loan account after the settlement date. Offer available for home loans refinanced from another financial institution. Applications must be submitted by 30/11/18 and funded by 01/02/19. Offer may be varied or withdrawn at any time. Loan to Valuation Ratio is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property. Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Fees, Charges, Terms and Conditions apply. Newcastle Permanent Building Society Limited ACN 087 651 992, Australian Financial Services Licence/Australian Credit Licence 238273.
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~ Almost $11bn in total assets, 2018 Annual Report.
Interest rates effective as of 14/11/2018 and are subject to change without notice.
© Newcastle Permanent Building Society Limited 2015-2018. ACN 087 651 992 Australian Financial Services Licence / Australian Credit Licence 238273