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BSB 650 000

Special Monthly Interest Account

Our flexible everyday account specially designed for pensioners°, retirees and over 55's.

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Choose your way of banking

  • Special Monthly Interest Account Overview

    Special Monthly Interest Account

    With our Special Monthly Interest Account you can access your money using ATMs, EFTPOS, a cheque book, over the counter service, via Internet Banking and on your mobile phone.

    • Interest is paid monthly, directly into your account
    • Manage your money using Internet Banking or our Mobile Banking Apps
    • No ongoing account keeping fees

    Free Everyday Transactions^^ You will receive a minimum of six free 'Everyday Transactions' each month
    Free Financial Institution Cheques You will receive two free Financial Institution Cheques per month.
    Free Internet Banking transactions Available
    Account Keeping Fee Nil
    Branch Withdrawal $2.50
    EFTPOS Fee $0.60
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Accessing your money

    We make it easy for you to access your money, no matter where you are.

    • Visit one of our branches to make deposits, withdrawals or receive some financial advice
    • Locate an ATM near you using our handy tool
    • Access your money online, via a branch or ATM or wherever Visa is accepted
    • Use EFTPOS to direct debit straight from your account

    Download our guide for more information on how you can access your money.

Our everyday accounts are designed for everyday spending, whenever and wherever you are.
Up to $9,999 0.15%p.a.
$10,000 - $49,999 0.35%p.a.
$50,000 - $249,999 0.80%p.a.
$250,000 plus 1.10%p.a.

Relax while your accounts work for you

Make sure you’re getting the most out of your banking. Speak to us today to review your accounts!

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Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within one business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    We will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    Home loan enquiry

    Simply provide your contact details below and one of our friendly home loan specialists will get back to you within one business day.

    One of our friendly Personal Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

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Here’s some information for you:
Interest rates effective as of 25/01/2020 and are subject to change without notice.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
° Members of the Association of Independent Retirees or those receiving a Department of Human Services/Veterans’ Affairs pension or allowance which is subject to deeming.
Interest is paid on the portion of the balance within each strata.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.