Business Cash Management Account

Your business banking made easy

Take control of your money with our Business Cash Management Account. With this everyday account, you can enjoy the flexibility and convenience of a Visa Debit card, which is accepted wherever Visa is accepted worldwide.^{^}

This great value business account also comes with cheque book facilities and the support of a large network of branches throughout the Hunter, Central Coast, Mid and Far North coast, Central West and New England regions.

You get:

Visa Debit card^, with full transactional access and no account keeping fees

Competitive interest rates, with interest calculated daily and paid monthly

Unlimited free transactions for eftpos, Visa, BPAY®, batch payments, automatic transfers, direct credits and internet banking transactions.

Rates are effective as at 9am Wednesday 11/06/2025 and are subject to change without prior notice.

Account Balance Range	Annual Interest Rate
Up to $1,999	0.01% p.a.
$10,000 - $19,999	0.40% p.a.
$20,000 - $49,999	0.40% p.a.
$50,000 - $99,999	0.40% p.a.
$100,000 - $249,999	0.40% p.a.
$250,000 - $499,999	0.40% p.a.
$500,000 - $999,999	0.40% p.a.
$1,000,000 plus	0.40% p.a.
Method of Calculating Interest	Tiered Interest - Means a single interest rate applies to the entire balance of your account. When your balance reaches a higher tier you will receive the interest rate for that tier on the entire balance of your account.
How Interest is Calculated	We apply the daily percentage rate* to the balance of your account at the end of each day.
When Interest is Calculated	Interest is credited to your account monthly after the close of business at the end of the month.
Penalty Interest on Overdrawn Account	Business Base Overdraft + 6% p.a.