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BSB 650 000

Regulatory Disclosures

Newcastle Permanent Building Society Limited is an Authorised Deposit Institution regulated by the Australian Prudential Regulation Authority (APRA).

As a result of this regulation, Newcastle Permanent is required to comply with Australian Prudential Standards (APSs) released by APRA. APS 330 Public Disclosure was released in June 2013 and requires Newcastle Permanent to prepare regulatory disclosures that contain information that contributes to the transparency of financial markets and to enhance market discipline. 

The following page contains Newcastle Permanent’s regulatory disclosures.

Capital Adequacy

Newcastle Permanent must prepare and disclose the Common Disclosure Template on an annual basis. The Common Disclosure Template discloses Newcastle Permanent Common Equity Tier 1, Tier 1 Capital and Tier 2 Capital, along with its total risk weighted assets and relevant capital ratios and buffers.

Newcastle Permanent must also provide a full reconciliation of all regulatory capital elements to the balance sheet in the audited financial statements.

The following PDF documents are available for download:

Risk Exposures and Assessment

Newcastle Permanent must prepare and disclose quantitative information regarding its risk exposures, capital adequacy position and securitisation activities on a quarterly basis.

This includes detailed disclosures of Newcastle Permanent’s risk weighted assets, credit risk exposures, impaired facilities and securitisation activity undertaken during the period.

The following PDF documents are available for download:

Remuneration

Newcastle Permanent must prepare and disclose qualitative and quantitative information regarding its remuneration practices for senior managers and material risk takers on an annual basis.

The following PDF document is available for download:

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Customer-owned banking since 1903

  • Financial strength icon Financial strength Australia’s largest building society~.
  • Better value banking icon Better value banking No shareholders means profits are reinvested to benefit customers.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community Support Over $1.5m invested in local communities each year.

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  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).

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    One of our friendly Member Service Officers will respond to your enquiry within 1 business day.

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    One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.

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    One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

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    Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:

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    * We have arranged for our members to have access to more than 3,000 ATMs Australia wide. This includes all Newcastle Permanent ATMs and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank Limited, Bank SA and Bank of Melbourne. Fees and charges may apply to ATM transactions. Please see the product terms and conditions for details. Fees associated with using an ATM other than a Newcastle Permanent ATM or a Westpac Group ATM, are unascertainable.
    Terms of Use:
    The Locator Service ("the service") is provided by Westpac Banking Corporation ABN 33 007 457 141, with some elements of the service being provided by third parties (including but not limited to eHound Pty Ltd ABN 34 097 056 570). Newcastle Permanent Building Society Limited ("Newcastle Permanent") does not provide the service and has no control over the availability or accuracy of the service. Your use of this service is governed by the Terms of Use of Newcastle Permanent's websites and Newcastle Permanent's Privacy Statement.
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~ almost $10bn in total assets, 2016 Annual Report.