You can apply for a Value+ Credit Card if you:

• Are 18 years or older
• Earn over $20,000 p.a.
• Are an Australian citizen or permanent resident

If you answered yes to all three questions, here is the information we will need from you to complete your application:

• Your Australian driver's licence (or other acceptable identification when applicable)
• Employment details
• Details of your income, assets and liabilities
• Information about any additional cardholders (if applicable)

You will also need to provide a copy of your most recent payslip, or if you are self-employed your financial statements and personal tax returns for the last 2 years. Other evidence of income or additional documentation may be required.

You can easily apply online in under 15mins.

We’ll review your application within 7 working days after receiving your documentation.

In case we can’t identify you electronically, you may need to visit your closest branch or Australia Post outlet with your ID to complete an Identity Verification form.

• Complete a Value+ Credit Card credit limit increase application form 
• Return it via post or to one of our branches with the applicable supporting documentation
• Applications for limit increases are subject to Newcastle Permanent assessment and approval.

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

• Log onto internet banking
• Click “Services” from the top menu
• Under Card Services, click “Manage Credit Cards”.
• Or you can contact us or visit your local branch

To change your facility limit or a card limit for Business+ Credit Cards, contact us, visit your local branch, or contact your Business Relationship Manager.

To cancel and close your Value+ Credit Card:

• Log onto internet banking
• Click “Services” from the top menu
• Under Card Services, click “Manage Credit Cards”
• Or you can contact us or visit your local branch

To cancel and close your Business+ Credit Card, contact us, visit your local branch, or contact your Business Relationship Manager.