Premium Plus Package Fixed Rate

Owner Occupied Loans with Principal and Interest Repayments.

Our Premium Plus Package Fixed Rate home loan provides some of our lowest fixed rate home loan interest rates, and includes loads of benefits giving you the certainty of knowing what your repayments will be. Recipient of a Canstar 2019 award 'Outstanding Value - Fixed Home Lender'.

  • Better value banking icon Some of the most competitive rates in Australia
  • npbs icon Fixed repayments
  • Credit Card $0 annual Value+ Credit Card Fee
  • online banking Redraw

See how much you could save with one of our award-winning home loans!

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Newcastle Permanent

Why choose Newcastle Permanent

  • Financial strength icon Financial strength Australia’s largest building society~.
  • Better value banking icon Better value banking No shareholders means profits are reinvested to benefit customers.
  • international services icon Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community Support Over $2.0m invested in local communities each year.
Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
References to “interest only” on this page refer to loans with interest based repayments, which are calculated slightly differently from traditional interest only repayments – please ask us for further details. References to "LVR" mean Loan to Valuation Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 21/11/2019 and are subject to change without notice.
#Reverts to Premium Plus Package Tier 4 variable interest rate at the end of the Fixed Rate period.
~ Almost $11bn in total assets, 2019 Annual Report.
© Newcastle Permanent Building Society Limited 2015-2019. ACN 087 651 992 Australian Financial Services Licence / Australian Credit Licence 238273. 
Any general advice on this website has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on the advice, you should consider its appropriateness (having regard to your personal circumstances). Before deciding to acquire a financial product from us, you should also consider the relevant Terms and Conditions or Product Disclosure Statement.