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Our competitive fixed interest rate car loans can help you get on the road sooner.

Pre-approved fixed interest rate car loans

Before you go car shopping, take our fixed rate car loans for a spin. We can help you work out how much you can comfortably afford to borrow. And with fixed repayments and competitive rates, our car loans can keep your budget firmly on track.

We've got your new car all wrapped up

Use your new personal loan to purchase a vehicle and get a 5% discount*** on your car insurance.

Car Loan Overview

Our competitive fixed interest rate car loans can help you get on the road sooner.

Special Offer

Use your new personal loan to purchase a vehicle and get a 5% discount*** off your car insurance! 

Secured Loan - Tier 1 ~ 6.49%p.a. 8.21%p.a.
Secured Loan - Tier 2 ~ 6.49%p.a. 8.21%p.a.
Partially Secured Loan 7.99%p.a. 9.73%p.a.
Unsecured Loan 7.99%p.a. 9.73%p.a.
Application fee $250
Repayments Minimum monthly principle & interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No

 Fees & Charges - PDF 104kb

Here’s some information for you:
Interest rates effective as of 18/01/2017 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
***Conditions for 5% discount applies to new Car Insurance quotes issued to Newcastle Permanent members. Quote valid for 30 days. Offer ends 30 June 2017. Discount not available on renewal of Policy. Not available with any other discounts or promotion. The discount applies to the base premium amount only and does not apply to Stamp duty, Fire Service Levy or any Government Charges. 
~ The different secured interest rate tiers are determined by the type of security provided. Please call 1319 87, or drop into your local Newcastle Permanent branch for further information.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.