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Our competitive fixed interest rate car loans can help you get on the road sooner.

Pre-approved fixed interest rate car loans

Before you go car shopping, take our fixed rate car loans for a spin. We can help you work out how much you can comfortably afford to borrow. And with fixed repayments and competitive rates, our car loans can keep your budget firmly on track.

We've got your new car all wrapped up

Use your new personal loan to purchase a vehicle and get a 5% discount*** on your car insurance.

Car Loan Overview

Our competitive fixed interest rate car loans can help you get on the road sooner.

Special Offer

Use your new personal loan to purchase a vehicle and get a 5% discount*** off your car insurance! 

Secured Loan - Tier 1 ~ 6.49%p.a. 7.83%p.a.
Secured Loan - Tier 2 ~ 6.49%p.a. 7.83%p.a.
Partially Secured Loan 7.99%p.a. 9.34%p.a.
Unsecured Loan 7.99%p.a. 9.34%p.a.
Application fee $195
Repayments Minimum monthly principle & interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No

 Fees & Charges - PDF 620kb

Here’s some information for you:
Interest rates effective as of 28/09/2016 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
***Conditions for 5% discount applies to new Car Insurance quotes issued to Newcastle Permanent members. Quote valid for 30 days. Offer ends 31 December 2016. Discount not available on renewal of Policy. Not available with any other discounts or promotion. The discount applies to the base premium amount only and does not apply to Stamp duty, Fire Service Levy or any Government Charges. Motor Vehicle Insurance is sold by Newcastle Permanent Building Society Limited ACN 087 651 992 (NPBS), Australian Financial Services Licence (AFSL)/Australian Credit Licence 238273 and is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance (Vero Insurance) AFSL 230859. In arranging this insurance, NPBS acts under its own AFSL and under an agreement with the insurer, Vero Insurance. This is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether or not the insurance is appropriate for you and the Product Disclosure Statement (PDS) in deciding whether to buy or continue to hold this insurance product. You can get a PDS for this insurance product from any branch of NPBS or by phoning 13 19 87. We may receive a commission for insurance product sales. Full details can be found in our Newcastle Permanent Financial Services Guide. Exclusions and conditions apply.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 1319 87, or drop into your local Newcastle Permanent branch for further information.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.