ANZAC Day hours: our Customer Contact Centre will operate from 1-4pm on 13 19 87. All branches will be closed.

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Our competitive fixed interest rate personal loans help you get what you want sooner.

We've got your new car all wrapped up

Use your new personal loan to purchase a vehicle and get a 5% discount*** on your car insurance.

Personal Loan Overview

Our competitive fixed interest rate personal loans help you get what you want sooner.

Secured Loan - Tier 1 ~ 6.49%p.a. 8.21%p.a.
Secured Loan - Tier 2 ~ 6.49%p.a. 8.21%p.a.
Partially Secured Loan 7.99%p.a. 9.73%p.a.
Unsecured Loan 7.99%p.a. 9.73%p.a.
Application fee $250
Repayments Minimum monthly principle & interest repayments with weekly and fortnightly options available.
Additional repayments Accepted
Ongoing account keeping fees No
Interest rates effective as of 24/04/2017 and are subject to change without notice.
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer, fees and charges apply. Loans for commercial purposes are excluded.
***Conditions for 5% discount applies to new Car Insurance quotes issued to Newcastle Permanent members. Quote valid for 30 days. Offer ends 30 June 2017. Discount not available on renewal of Policy. Not available with any other discounts or promotion. The discount applies to the base premium amount only and does not apply to Stamp duty, Fire Service Levy or any Government Charges. 
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
~ The different secured interest rate tiers are determined by the type of security provided. Please call 1319 87, or drop into your local Newcastle Permanent branch for further information.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.