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Covers loss or damage due to
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See the Vital Home Product Disclosure Statement for the full list of insured events
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See the Classic Home Product Disclosure Statement for the full list of insured events
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See the Prestige Home Product Disclosure Statement for more information
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Legal liability coverii
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Up to $10,000,000
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Up to $20,000,000
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Up to $20,000,000
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Cover for fraudulent use of lost or stolen credit cards>
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Up to $2,500
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Up to $5,000
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Up to $5,000
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Replacement of locks or cylinders
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Up to $1,000
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Up to $1,000
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Up to $2,000
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Contents in the open air at the risk address (Limits apply. See PDS for details)><
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Guests', visitors and domestic helpers' property (Up to $5,000)>
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Temporary removal of contents from your risk address (Limits apply. See PDS for details)+>
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Compensation for death ($10,000)
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Compensation for Fracture~
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Limits apply. See PDS for details.
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Limits apply. See PDS for details.
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Security firm attendance (Up to $500)>
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Veterinary costs if your dog or cat is injured in a road accident (Up to $500)>
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Fusion (Cover for burnout of household electric motors)
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Motors up to 10 years old
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Motors up to 12 years old
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Spoilage of refrigerated / freezer food>
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Up to $500
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Up to $500
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Cover for contents in transit to your new place of residence>
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Emergency storage of contents>
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Flood Cover for eligible properties
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Optional
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Optional
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Optional
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Personal Effects cover for items you take away from home, such as mobile phones, cameras or jewellery.>
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Optional
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Optional
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Optional
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