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Our Premium Plus Package combines one of our lowest variable home loan rates with loads of extra benefits.

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Newcastle Permanent
Here’s some information for you:
Applications are subject to credit approval. Full terms and conditions will be included with our loan offer. Fees and charges are payable. References to “interest only” on this page refer to loans with interest based repayments – please ask us for further details.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 23/04/2017 and are subject to change without notice.
** Premium Plus Package interest rates are generally determined by combined loan balances at the time you first borrow or as follows:
Tier 1 - combined loan balances below $500,000
Tier 2 - combined loan balances over $500,000 - Available for owner occupied loans only effective from 23 January 2017
Tier 3 - combined loan balances over $750,000 - Available for owner occupied loans only effective from 28 December 2016
Tier 4 - combined loan balances over $900,000 - Available for owner occupied loans only effective from 28 December 2016
##Discounted interest rate available for new borrowers applying for a Premium Plus Package Home Loan for an Owner Occupied home with repayments (Principal & Interest or Interest Based) with a minimum balance of $150,000. Existing Newcastle Permanent customers are eligible to receive the discounted interest rate if they have or convert to a Premium Plus Package and increase their borrowings on the Premium Plus Package by a minimum of $150,000 for an owner occupied home loan with Principal & Interest or Interest Based repayments. Terms and conditions, fees and charges apply.