We announce the decision to pass on the full 0.25% reduction to variable rate home and business loans, effective 19/05/2016 - Learn more.
Information | Security
BSB 650 000
For a limited time we are offering a special packaged home loan discounted rate of 4.09%p.a.## (comparison rate 4.45% p.a.*) for new borrowers applying for an owner occupied home loan with a minimum new loan size of $150,000 or more.
The offer is also available for existing borrowers of owner occupied loans who apply for the special package and increase their loan with us by $150,000 or more.
Fixed Rate home loans let you lock in your interest rate for up to 10 years, giving you the certainty of knowing what your repayments will be.
View more information about our Fixed Rate home loan
Our Premium Plus Package provides one of our lowest variable home loan interest rates, and includes loads of exclusive benefits.
View more information about our Premium Plus Package Home Loan
Our variable rate home loans are some of the most competitive in the country.
The Real Equity Credit Facility is a variable rate credit facility which is secured against your home. It gives you direct access to the equity in your home so you can use it to help build wealth.
View more information about our Real Equity Credit Facility
We have a range of easy to use calculators to help you determine monthly repayments and how much you could borrow.
View all home loan interest rates.
Find a loan to suit you with our easy to use comparison tool.
One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).
All information is required unless otherwise stated as optional.
One of our friendly Member Service Officers will respond to your enquiry within 1 business day.
One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.
One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.
We issue this to you when you apply for access to internet or phone banking.
If you are having trouble locating your member number, please contact our Member Support Centre on 13 19 87.
Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.
The car should be less then eight years old and for personal use only.
The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.
To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
Financial statements for the past two financial years will be required to support your application.
Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.
Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.
This will help direct your enquiry
Here’s some information for you: Terms and conditions apply and will be included with our loan offer.
Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.
Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.
Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:
ATMs include all Newcastle Permanent ATMs and more than 3,000 Westpac Group ATMs. We have arranged access for members to more than 3,000 Westpac Group ATMs^ Australia wide.
If you have an Everyday Account and deposit a minimum of $1,800 into the account each month, you'll get unlimited free access to Westpac Group ATMs* Australia wide.
For any other debit card withdrawal or balance enquiry at a Westpac Group ATM you will pay a reduced fee of $1.00. Our fees are defined in the account terms and conditions as a Westpac Group ATM Withdrawal Fee and a Westpac Group ATM Enquiry Fee.
* The network of ATMs operated by Westpac Banking Corporation, St.George Bank Limited, BankSA and Bank of Melbourne.